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Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

PS25/12 – FCA Changes to the Safeguarding Regime for Payments and E-Money Firms

From May 2026, the Financial Conduct Authority is bringing in sweeping changes to how payment and e-money firms protect customer funds. These reforms, published in PS25/12, are aimed at fixing weaknesses that have led to big losses when firms failed, in some cases, customers got back less than half of what they were owed. Why now? The payments an...

/payments /regulation Fintech

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

Trump’s 50% Tariff on India: Exposing the Hypocrisy and Affirming India’s Energy Security

In a striking and unprecedented move, the Trump administration has imposed a cumulative 50% tariff on Indian goods, officially attributing it to India’s ongoing purchase of Russian crude oil amid geopolitical tensions following Russia's invasion of Ukraine. While the tariff aims to penalize India for these imports, a closer and more comprehensive ...

/regulation /markets

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: What Shopify’s AI Storefront Updates Mean for Commerce and Payments

Shopify is betting big that conversational AI agents will become the new storefronts of the internet – and it’s rolling out some ambitious tools to make that happen. If phrases like Model Context Protocol (MCP) and Global Catalog sound like sci-fi jargon, fear not. In this deep dive, we’ll break down Shopify’s Storefront AI Agent strategy, why it ...

/payments

Shanice Octavia

Shanice Octavia Marketing Associate at Fly Fairly

Why Gen Z Is Choosing Crypto for Travel Payments in 2025

In 2025, crypto payments are no longer a fringe option for travel bookings. A growing share of travelers are using digital assets to pay for flights, hotels, and experiences. This shift is not evenly spread across age groups. Gen Z is leading the change, with adoption rates significantly higher than millennials and older demographics. The Gen Z Di...

/crypto /markets

Debasish Mishra

Debasish Mishra GTM at Truffles AI

Why your credit desk is slow

Credit risk isn’t slow because your model is bad. It’s slow because numbers get retyped multiple times before anyone decides. Clinical studies put manual entry error rates between 0.04% and 6.5% per field, with a well-cited pathology dataset averaging 2.8%-and that’s before those figures get copied into a memo or another system. Multiply that acro...

/ai /inclusion Banking Strategy, Digital and Transformation

Steve Bradford

Steve Bradford Senior Vice President EMEA at SailPoint

Mind the (compliance) gap: why are so many businesses still struggling with NIS2?

NIS2 may have been in force since October 2024 but as of July 2025, only 14 out of the 27 EU Member States had transposed the directive into national law. NIS2 was initially introduced to compel providers of essential services, such as healthcare, energy, finance and transport, to enhance their cybersecurity resilience. Yet, for many organisation...

/regulation /identity Banking Strategy, Digital and Transformation

Kiran Komma

Kiran Komma Senior Domain Consultant at Tata Consutlancy Services

Transition to T plus 1 settlement in UK, EU, and Switzerland – Implications for the industry

The transition to T+1 settlement is gaining traction globally and the focus shifted to Europe after successful transition to T+1 settlement in US, Canada, and few other countries in May 2024. UK, European Union (EU) and Switzerland announced plans to move to T+1 settlement simultaneously on October 11, 2027 and a harmonized transition ...

/regulation /markets

Sebastien Marchon

Sebastien Marchon CEO at Rydoo

The unlucky 90%: why do startups fail?

After more than 10 years in the European tech scene, first as a founder and now as a scale-up leader, I’ve seen both sides of the startup journey. At Rydoo, we started with a clear vision and a commitment to solving real challenges for businesses. We learned that success is shaped far more by hard-won lessons than by luck. Luck is only a small par...

/payments /startups Fintech innovation and startups

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Without organisation wallets not much will happen for citizens - and not enough for AI-agents

Key takeaways from the Netherlands and Germany By Carsten Stöcker: "Regulatory Backbone — EUBW supports eIDAS 2.0, GDPR, CSRD, and data space frameworks, ensuring verifiable business identities and access control. Cybersecurity & Cyber Warfare Resilience — Strengthens Zero Trust security, mitigating risks of fraud, identity theft, and c...

/retail /identity Artificial Intelligence and Financial Services

Ankur Rawat

Ankur Rawat Director – Banking Products and Solutions at Newgen Software

How AI and ML are Redefining Risk Management in Financial Services

Introduction The most destructive risks are those that happen in our blind spots, unnoticed until the damage is done. This reality has become increasingly grim for financial services. Institutions face rising penalties for misconduct while facing an explosion of new threats from evolving regulatory frameworks to sophisticated cyber attacks. In thi...

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