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A Finextra Member

7 Key Questions that underpin the Digital Strategy of most companies

For months and years I have been facing questions from friends, colleagues, CxOs of my clients in banking, retail and other industries, my B-school friends, my E-school friends and even family members...

01 Oct 2015
Ketharaman Swaminathan

How Online Banking Prepares You To Become An Entrepreneur

As startup mentors will tell you, a successful entrepreneur needs to: Take risks Move fast but be patient Thrive on ambiguity Online banking is a great way to develop these skills. Here's why: #1. T...

01 Oct 2015
A Finextra Member

1st of Oct - EMV Towel Day

The US is, supposedly, moving to chip cards today (EMV technology), away from all the unsecured magnetic-stripe cards...well, sort of. The facts are that US Issuers have barely replaced all the magnet...

01 Oct 2015
A Finextra Member

Loyalty the secret weapon for incumbents taking on challenger banks

The FinTech revolution is well and truly underway, and nowhere is this being felt more in Europe than right here in London. It’s been an incredibly busy few months over the summer as challenger banks ...

01 Oct 2015
A Finextra Member

Blockchain - a new economic model

Almost a year ago, when I was reading about sharing economy and impact investing, I came across the term “collaborative capitalism”. I felt that the world was adjusting itself between capitalism at on...

30 Sep 2015
A Finextra Member

UK to police digital currencies

The UK has announced that it will apply anti-money laundering (AML) rules to digital currencies in a bid to both encourage and regulate their usage. The government plans to launch a new £10 million re...

30 Sep 2015
A Finextra Member

The New Normal - The increase in Data Standards

Introduction Internal data models could face greater scrutiny from regulators as they become more familiar with trade reporting regimes and managing the increase of data now held inside trade reposito...

30 Sep 2015
A Finextra Member

KYC: Getting the green light to transact

Banks, buysides and corporates are all squaring up to the demands of KYC. One thing they all have in common is the tussle between gathering accurate information and trade execution. Whether it’s creat...

30 Sep 2015
A Finextra Member

Blockchain and the Digitisation of Regulation

A Hacker in Business School As the Java style capitalisation in 'CryptoSecurities' suggests, I was a proper nerd before I took a left turn into a top business school and later became a financial servi...

30 Sep 2015
A Finextra Member

The 'Pay' model is strong, but banks are still in play

The big guns – Apple, Samsung and Google – are dominating the mobile payments news cycle now that their respective ‘Pay’ platforms threaten to disintermediate the world’s banks. They won’t have it all...

30 Sep 2015
A Finextra Member

Journey Towards Cashless Economy Part 2 Consumer

The objective of this 3 part series is to examine in brief the barriers and motivators for the key players in a Journey towards a cashless society. In part 1 the role of retailer in this journey was s...

29 Sep 2015
Payments strategies 2015-2020-2030
Nanda Kumar

Is bank ringfencing a good thing for customer experience?

The banks in the UK are going through a time of change, not only financially but also regulatory. George Osborne, the Chancellor of the Exchequer, introduced a bill two years ago which states by Janua...

29 Sep 2015

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