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1205 Results from 2008

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Conference on Blogs and social media

Well, Blogs and Social media have made terrific inroads into our lives. This conference promises to be interesting. Check out: http://www.icwsm.org/2008/index.shtml Shows how important these channels are going to be and how much they are likely to influence many business decisions.

/regulation

Retired Member

Retired Member 

Mobilisation - The Art of War in Transaction Space

I look around and see a lot of money in the payments business, both to be made and being invested. It's obvious we aren't seeing the killer application out there yet but the market is heating up. I see KKR's move into payments through First Data and Western Union as having some potentially big upside. It may be the hedge against any potential loss...

/payments /retail Futuristic Banking

Retired Member

Retired Member 

Brand madness - Apple versus Microsoft

The Mail app on the Mac comes with an RSS feed entitled Apple hot news which as you might expect is full of feel-good, brainwashing nonsense about all things Apple. Some of it's interesting - for example in a consumer survey by Changewave - 35 per cent of respondents who plan to buy a smartphone in the coming quarter already want to purchase an i...

Cringeworthy marketing gallery

Retired Member

Retired Member 

Which banks are embracing social media?

Recently Steve Ellis asked why more banks aren't stepping up to the challenge of social media. It's true, few banks seem willing to embrace social media and other Web 2.0 tools, but there are a few innovators taking the first steps in Australia. Bryan Inch is one of the few Australian bankers blogging regularly to customers. As head of financial ...

Finance 2.0

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Software scapegoats for the sub-prime situation

Fair Isaac is the technology company most damaged by the subprime crisis. In fact some banks, such as HSBC Finance, have said its ubiquitous FICO credit scoring system contributed to the problem by being "ineffective" in predicting behaviour during a period of aggressive lending and low interest rates. I don't know the FICO system well

/regulation /retail Finextra50 fintech index

Steve Ellis

Steve Ellis Founder at Finextra Research

Slow moving banks are losing customer mindshare

I understand the constraints that banks face when trying to embrace different aspects of social media - the regulatory concerns - all the organisational and cultural issues they have to overcome... but even then, even after accepting all those issues, I am amazed more banks haven't stepped up to this challenge. Social media offers huge opportuniti...

Finance 2.0

Paul Penrose

Paul Penrose Head of Research at Finextra

Credit risk transfer: Where did it all go so wrong?

"A few fundamental tenets of sound financial judgment appear to have been violated." That's the typically understated view of the Bank for International Settlements, in its first official review of the havoc wreaked on the financial markets by wanton abuse of credit risk transfer instruments. The central bankers bank first reviewed the CR...

/regulation /wholesale Finexpo

Retired Member

Retired Member 

Forget the credit crunch - invest in banjos

This item on the marvellous Music Thing site caught my eye - basically a London boutique investment bank intends to buy electric and classical guitars, mandolins, banjos and amplifiers to form a wacky alternative fund. Not as bonkers as it sounds as Vintage Guitar magazine's price index has averaged returns of 31.6 per cent for the past 17 years, w...

Whatever...

Retired Member

Retired Member 

Microsoft gains ISO approval for Office Open XML?

It looks very much like Microsoft have won over the ISO despite the official announcement being delayed until the 2nd. It hasn't exactly been plain sailing for Microsoft with this - with assorted protests still going on - such as Norway's yes vote and questions about how the BSI here in the UK did such a U turn. So why the fuss? Open Document Fo...

Paul Penrose

Paul Penrose Head of Research at Finextra

Top 100 April Fool's day hoaxes

Dog racing on ice? (The Daily Mirror). Nicolas Sarkozy to be stretched? (the Sun - natch). UBS share price soars on news of massive write-downs? (All financial press - the madness of markets). On April Fool’s day it can sometimes be difficult to distinguish fact from fiction. Nor can you trust newspaper advertising - witness BMW's campaign today pr...

/retail /wholesale Whatever...

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