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1270 Results from 2013

Colin Weir

Colin Weir CEO at Moroku

Crisis the catalyst for innovation

We are certainly faced with some of the greatest problems of our time; the disparity between wealth and poverty, the scarcity of resources, the economic system and the security of our food supply. These challenges exist at an individual, family as well at a global and society level. What strikes me during a recent podcast from Gregg Braden is how ...

/regulation

Retired Member

Retired Member 

Could Alibaba's Jubaopen transform China's FSI cloud?

On November 27, 2013, the Ali-cloud division of Alibaba group announced the launch of Ali Financial Cloud services. Background Ali financial cloud services has been developed to provide secure and stable IT resources and internet operation services for financial institutions including banks, funds, insurance companies and securities companies. The ...

Future Finance

Retired Member

Retired Member 

Will Banks Be Ready for Expanded Stress-Test Rules?

Now that the financial regulatory agencies, including the Office of the Comptroller of the Currency and Federal Deposit Insurance Corp., have released the highly anticipated economic scenarios that will be used by banks to produce their company-run supervisory stress tests for 2014, the race is on to become compliant—and beyond. While the over-arc...

/regulation

Retired Member

Retired Member 

The Integrated Core System is Now Real

Thirty-five years ago, core system vendors sold only core systems (all deposits, all loans, customer data and bank financials). Today, core vendors sell, on average, an additional 18 ancillary applications to a bank or credit union every time they sell a core system. The nice thing about that is everyone wins. Vendors love the huge increase in ...

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Target breach is bad news for the industry

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in time for Christmas. There has been a consistent rise in cyber-crime in the past few years, and traditional security solutions have proven to be inadequ...

/security Innovation in Financial Services

Retired Member

Retired Member 

Tweet or become obsolete - banks selling using social media

I had the opportunity to visit Beirut recently, where I met and addressed senior executives from various banks. It became apparent that many banks are still seeking to understand how best to leverage social media. Of course, this is a huge subject to cover in a single blog, so I will address one specific aspect of social media – micro blogging. ...

Innovation in Financial Services

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Debit cards: signature or PIN what's what?

What kind of debit card do you have? The two types are direct debit cards and deferred debit cards. Direct debit Use of a PIN (personal identification number), which the bank issues or you choose. Card purchases require entering the PIN, and money is taken out of your checking account on the spot. PIN-based transactions cost retailers less to proc...

Retired Member

Retired Member 

A Bank in Every Ear,Pocket,NightStand,Dashboard

I shot an arrow into the air It fell to earth so I went there. Unfamiliar was one decaying store Compared to the robustness of the neighborhood. Moving closer to that dormant spot I smelled not gourmet coffees brewing, Played not wild videos, Filled not my gas tank, Stuffed not on fat food, Strained not on body toning machines, Bought not a miracl...

Retired Member

Retired Member 

The War On EMV - part 2

OMG ... it is Christmas Eve and we have another charlatan's friend EMV 'expert' claiming that EMV is not the answer to Target data breach in the following article http://pciguru.wordpress.com/2013/12/21/emv-and-the-target-breach/ Well let me tell you again ... EMV IS THE ANSWER as much as 'experts' such as these claim otherwise. It has NOTHING TO D...

/payments

Retired Member

Retired Member 

Bitcoin in China: so where are we now?

It sounds trite if you’ve read my other posts on Bitcoin in China, but ‘wow! What a week it has been for Bitcoin in China’. With the PBOC effectively cutting off (legal) funding of accounts on exchange platforms, is there a future for the currency in China? Been here before Despite all the speculation (including our own), the result of the last wee...

Future Finance

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