Join the Community

24,370
Expert opinions
40,842
Total members
340
New members (last 30 days)
243
New opinions (last 30 days)
29,362
Total comments

Latest expert opinions

clear
clear

27 Results from 2018

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Gamification of Lifestyle Apps

Gamification is not new. In fact, the idea of rewards owes its massive success to games and their complex rewarding mechanisms. Be it the newer Mobile games like Brawl Stars and their most successful Clash of Clans to the old days of RPG games, the concept of completing missions or tasks to get some rewards or items unlocked for the rest of the ga...

Digital Banking Trends

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

How Lifestyle Apps help Banks

In my last post I explained the potential of Banks investing their effort to build Lifestyle Apps and create an ecosystem that helps everyone. The question remains, will people move away from generic lifestyle apps and adopt the ones created by the banks? Please note I will be specific to Singapore market in some contextual examples. What new red...

Digital Banking Trends

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Banks' next frontier - Lifestyle Apps

Banks claim to understand the customer’s the best. The argument goes follow the money to know the priorities. People may claim differently but they usually buy what they feel hold the right value and more often than not, not being a cashless economy the money trail is there with the banks. They know what we like, what we spend on, what is importan...

Digital Banking Trends

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Idea of money and wealth

Every age or generations have their unique relationship with money. In past 100 years we saw multiple global conflicts, both militarily and financial in nature. That has hugely affected the way people perceive and relate to banking, but certain relationships remain constant. You may see banking differently but your relation to money is constant. T...

/retail Digital Banking Trends

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Internal Audit: In the age of AI

Innovation and tech advancements are hitting the market at a breakneck speed. All companies are either trying to leverage the AI, Chat-Bots, ML or any form of new models available in the market or even they're trying to make their own. With this comes additional challenges. Security is a big concern. No ML / AI model will work without empirical da...

/ai /regulation Innovation in Financial Services

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Startups face Integration challenges with Banks

Of past year a lot of noise have been created by the Fintech sector and loads of start-ups have mushroomed. With many innovative ideas the primary assumption is that, when we have the empirical data then the trends, modelling, any exploratory or discovery driven models will get the best solutions for the end users. To realize this vision, one prim...

/startups Innovation in Financial Services

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

How Lifestyle Apps help Banks

In my last post I explained the potential of Banks investing their effort to build Lifestyle Apps and create an ecosystem that helps everyone. The question remains, will people move away from generic lifestyle apps and adopt the ones created by the banks? Please note I will be specific to Singapore market in some contextual examples. What new red...

/retail Digital Banking Trends

Now Hiring