22 Results from 2015
Abhishek Chatterjee Managing Partner at Gartner Inc.
This year's SIBOS hosted in Singapore was a wakeup call for all the transaction banker to focus on redefining value delivered to customer. An excellent keynote from Piyush Gupta, CEO DBS group stresses on the fact that Asia is transforming from factory of the world to market place of the world. He also, emphasised on how Digital technology is cha...
30 December 2015 /sibos Fintech innovation and startups
Every business is getting disrupted by high speed Internet connectivity, smart mobile devices at low price points and availabilityof digital infrastructure & computing power on demand (CLOUD). This is amplified by the great demographic condition exist today (1st time in the world millennial are more than baby boomers). As we enter the age of c...
29 December 2015 /startups Innovation in Financial Services
Recently concluded Apple special September product lunch event was full of announcements. It covered all product segments - iWatch, iPhone, iPadPro, AppleTV. Some of the upgrades are incremental, some are transformational and most importantly some are collaborative in nature to provide the best value to end customer. Here is my view on each of the...
12 September 2015 /payments Innovation in Financial Services
Modern society is consuming digital services like never before and if this trend continues we will be digitally overwhelmed & fatigued society very soon. There is an insatiable desire to digitize every experience, product, service and business. In such society it is common to have at least 5-6 smart devices in a family - smart phone, smart wri...
21 June 2015 /startups Financial Services Regulation
With the rapid advancement of technology in developed countries, we run the risk of creating a Digitally divided society. In one hand Nexus of forces (SMAC) & IoT are changing the urban life like never before, in the other hand section of developing (mostly rural) and under-developed counties have minimum or no access to Digital Technologies a...
06 June 2015 /payments Fintech innovation and startups
Recent European commission's report stressed the need for single Digital market across EU states and how it will benefit consumers, SMEs and start-ups, creative sectors and industry at large. EU commission outlined the challenges & described a 3 year roadmap to move towards a single digital EU economy. And information & communication Techn...
21 May 2015 /regulation Financial Services Regulation
Banking industry is going through a massive disruption cycle. And Retail banking is at the center of it. Fee and interest based revenues are under pressure. Traditional retail banks are facing a structural vulnerability issues like, shrinking deposit due to increase in alternate investment options, lack of innovation around product and services du...
15 May 2015 /retail Online Banking
The entire Mobile industry is getting disrupted across the world as its transitioning from distance based revenue model to volume based revenue model. The key actors (Mobile Operators, Device manufacturers, value added service providers, developers) in this business need to innovate and disrupt itself to stay relevant. Mobile WORLD Congress in Bar...
02 May 2015 /payments Innovation in Financial Services
As the society is riding the hype of Internet of things, we are beginning to see application of IoT in day to day life & incremental adoption at industrial scale. Mckinsey predicts that there will be approximately 30 Billion objects connected to internet of things by 2020. Moore's law will ensure we continue to improve the computing capacity i...
18 April 2015 /security Innovation in Financial Services
Recently concluded Adobe Digital Marketing Summit in Salt lake city was clear indication of how Adobe is aligning its marketing offering for the future. In today's world, marketing does not end after influencing the customer to buy a service and product. It is actually extending to E2E customer lifecycle and the experience individual goes through i...
28 March 2015 /retail Online Banking
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