521 Results
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Taking the previous blog forward - asking myself questions - and moving the horizontal slider to the right when considering an issue important (in this case for banks) - and the vertical slider up when being surer. 1. Is the stable and cheap funding created by transaction accounts (private & corporate) important (full score for most banks)? H...
04 February 2015 /payments Innovation in Financial Services
I have the privilige to act as chairman for a young company http://www.zef.fi/en/home/ The company's WHY - mission - is very clear: helping people to make decisions - better decisions - all over the place. There is an exponentially growing need for this as the information overflow continues to grow exponentially. So does the number of devices, apps...
01 February 2015 Innovation in Financial Services
Change in human behavior - to be precise. Only when the next person is changing his/her behavior does innovation actually materialize. This is probably too self evident. Also that change is both enabled and driven by exponentially more capable IT. We need something to change into. Simplified - experienced - roadmap: 1. Create service or tool that ...
10 January 2015 /payments Innovation in Financial Services
There is a fair chance that structured e-invoicing (not e-mailed pdfs) will get close to 100% at least in Finland this year. Then I mean share of enterprises that use e-invoicing more or less. The reason for this optimism is: 1. There are some 300 000 enterprises - and service providers have signed up close to 350 000 (banks have the lions share of...
03 January 2015 Innovation in Financial Services
Then the first question is WHY? Why? Because people do not buy what you say – but why you say it. Simon Sinek proves this beyond doubt in his book Start with Why. You can get a good taste of this already in his famous TED Video. - http://www.ted.com/talks/simon_sinek_how_great_leaders_inspire_action - but, if you read one book about leadership - ...
07 December 2014 Innovation in Financial Services
Now Switzerland http://www.thepaypers.com//e-invoicing-scf-e-procurement/switzerland-to-roll-out-e-invoicing-in-the-administration-in-2016/757585-24 But Denmark - true Vikings - made e-invoicing mandatory already in 2006. Important to remember that huge cost savings are enabled in all sectors and that especially the SME-sector can easily move to au...
05 December 2014 Innovation in Financial Services
I had the opportunity to speak at the spectacular SLUSH-event in Helsinki. The main focus there is always on how startups are changing the world and should get more funding to do it even faster. My presentation was about the need and opportunity for new Real time functioning Ecosystems - in the administrative and business process cutting SME-costs ...
20 November 2014 Innovation in Financial Services
An estimated EUR 177 billion in VAT revenues was lost due to non-compliance or non-collection in 2012, a recent report reveals. E-invoicing to help reduce EU VAT Gap losses - report thepaypers.com According to a recent VAT Gap study by the European Commission, the lost revenue equals to 16% of total expected VAT revenue by the 26 EU Member States....
31 October 2014 /payments Electronic invoicing
Over 6 million e-banking contracts in a country with 5,5m people - and there is a monthly fee. And transactions just keep growing..
26 May 2014 /payments Innovation in Financial Services
The most natural thing in the world is to reuse e-banking credentials, ready HABIT and TRUST for public sector and other 3rd party services when strong identification and/or contract signing is needed. Saving money and nerves - big time..
19 May 2014 Innovation in Financial Services
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