504 Results
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
The big picture is getting much bigger. All the way to Quantum I started posting here long ago about payment automation and e-banking. Then about interconnecting bank customers with e-id, e-signing, e-invoicing and e-salary. Then about mobile banking and establishing the Mobey Forum in year 2000. I like to think that teamwork and networking around...
25 August 2025 /ai /identity Innovation in Financial Services
I began posting here years ago about payment automation and e-banking. Then about connecting bank customers with e-ID, e-signing, e-invoicing and e-salary. Next came mobile banking followed by the establishment of Mobey Forum in 2000. Teamwork and networking around these innovations raised productivity and service levels quite considerably for soc...
24 August 2025 /ai /identity Artificial Intelligence and Financial Services
Businesses cannot do this on their own. EU and governments must orchestrate - without killing with overregulation. Businesses must be on the bridge to find the easy way forward. More DIIP and substantial - if you ask me... More editing needed to GPT5 tactical proposal below. Feel free to improve. To tactically push adoption of organisation wall
13 August 2025
Key takeaways from the Netherlands and Germany By Carsten Stöcker: "Regulatory Backbone — EUBW supports eIDAS 2.0, GDPR, CSRD, and data space frameworks, ensuring verifiable business identities and access control. Cybersecurity & Cyber Warfare Resilience — Strengthens Zero Trust security, mitigating risks of fraud, identity theft, and c...
08 August 2025 /retail /identity Artificial Intelligence and Financial Services
AI-impact: 20-30% GDP growth a year or no more than 1-2% over 10 years? Quite a difference between the Silicon Valley evangelists and the pessimistic Daron Acemoglu as descibed in the Economist’s “Eureka all day long”. A very useful article indeed – that naturally has more questions than answers. To try to clear my thoughts I worked through my ow...
07 August 2025 /ai /identity Innovation in Financial Services
The debate around AI’s economic impact has rarely been so polarized: some Silicon Valley optimists predict 20–30% annual GDP growth, while Daron Acemoglu foresee no more than 1–2% growth over a decade. The Economist’s article “Eureka All Day Long” captures this schism—but leaves open many questions around how we calculate systemic change. Reflectin...
07 August 2025 /ai /identity Artificial Intelligence and Financial Services
For the past seven years, I have been advocating for faster adoption of organisation wallets to enable verifiable credentials to start streaming through the European Trust Infrastructure (TI). Much of this has been in support of the public–private not-for-profit Findynet co-operative in Finland, and as a co-founder or active contributor in initia...
30 July 2025 /ai /identity Artificial Intelligence and Financial Services
I first asked ChatGPT to describe me. My modesty forbids me to share the glowing terms in an astonishingly thorough description. Then I asked what I should do next. ChatGPT said: "Great question — and fitting, given Bo Harald's long-standing role in driving digital trust, identity, and economic infrastructure forward in Finland and Eu...
28 July 2025 /ai /identity Artificial Intelligence and Financial Services
Jamie Smith always worth reading: " Despite the froth, something deeper is happening. While the early numbers might be unimpressive, the broader shift is unmistakable. AI Agent systems are starting to appear across every layer of business, and investors are betting on consumer applications for everyday life. The real question isn’t whether t...
07 July 2025 /ai /identity Artificial Intelligence and Financial Services
GDC25 was a successful milestone gathering. Here’s what I hope will be addressed more visibly going forward: 1. Stronger EU Member State Leadership on Organisation Wallets What I missed most was a more visible and vocal commitment from EU Member State governments — especially in enabling simple, high-impact credential flows through widely avai...
05 July 2025 /ai /identity Innovation in Financial Services
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