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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Digital Transformation in banking

Though the last couple of years, including the pandemic, have forced banks to 'embark upon a digital transformation journey,' we still find many gaps here. During the pandemic, banks realized their services needed to reach customers even during lockdown. Many banks have moved to the cloud, and for them, moving to the cloud has become a digital tra...

/retail /wholesale Digital Banking

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

How unbundling of value will reshape digital commerce

Unbundling is a business process where a set of products or services inside a value chain is broken down to provide better value. Post unbundling, each product or service can be provided by a different player, who aims to provide the best value to the customer. In this article, we will explore, how ONDC will reshape digital commerce by unbundling ...

/retail /inclusion Technology for Social Good

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

How DeFi Can Reshape Lending Sector and Government Programs

For centuries, we have seen lending and borrowing. Before banks came into picture, people used to borrow from other wealthy person in their vicinity. These loans were taken either to start a business, expand the current business or some personal needs. Based on your relation with other wealthy person, rate of interest used to vary in north of doubl...

/payments /retail Decentralized Finance (DeFi)

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