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Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

What Every CEO Needs to Know: Complete Guide to Entering the U.S. Open Banking Market

What Every CEO Needs to Know: Your Complete Guide to Entering and Succeeding in the U.S. Open Banking Industry. With the U.S. Open Banking financial landscape entering a new era with the new rules for 1033 set to be established, many UK based Open Banking providers are re-setting their sights across the Atlantic. And for good reason. Launching in

Open Banking

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Collaboration and Culture: The Key to Success in U.S. Open Banking

The U.S.’ new Open Banking rules are an exciting development for the world’s largest market for financial services, but there’s a strong argument that it also has profound global implications. This has two parts. Firstly, as a catalyst to drive companies outside of the U.S. to launch in America. Secondly, to activate a more ‘globalised’ Open Bank

Open Banking

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Open Banking in a Box

From Speech to Action: New Service 'Open Banking in a Box' Powers Mansion House Momentum, Fuelling Industry Growth “The UK must act quickly to seize the opportunities of the future or risk falling behind international peers.” - National Payments Vision, published by HM Treasury November 2024. The long-anticipated National Payments Vision (NPV) fo...

Open Banking

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Entering the U.S. Open Banking Market: What You Need to Know

The Open Banking opportunity is super-sized in the US. What’s the market size and how do we best access it? What are the gotcha’s? What do we need to know…? To answer these questions and many more we’ve had from our global community we’re sharing our latest report with Oxford University in digestible bite sized chunks. The U.S. is the largest ma...

Open Banking

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

How solving interoperability will unleash cross-border Open Banking innovation

The opportunities that a truly global Open Banking ecosystem would create for businesses and consumers are almost limitless. The more interoperable the ecosystem is, the greater the possibilities are for innovation and growth to snowball as new ideas collide on the international stage. The potential market is huge. In the UK, the number of Open B...

/payments Open Banking

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Happy Sixth Birthday to Open Banking!

Open Banking celebrated six years young on the 15th of January, making this the perfect time to give the industry a JROC (Joint Regulatory Oversight Committee) update. As we look ahead in Open Banking, JROC has been our guiding North Star. The JROC committee, having commenced their ambitious work in June 2023, has already proven essential in helpi...

/payments /regulation Open Banking

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Data is the fuel that will drive AI & Open Finance growth

Artificial intelligence will have a seismic effect on financial services. McKinsey has predicted that AI could deliver a “value-creation opportunity of up to $20 trillion” for banks each year. Accenture also argued that 90% of all working hours in the banking industry will be “impacted” by large language models such as ChatGPT and predicted that ...

/payments Artificial Intelligence and Financial Services

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Cutting through the complexity: How to prepare for PSD3

The PSD2 was a truly historic piece of legislation that laid the foundations for a paradigm shift in financial services. The blockbuster Payment Services Directive 2 planted the seeds for Europe’s thriving Open Banking ecosystem. Now we’re awaiting a sequel. When the PSD3 comes into force at some point in the next five years, it will unlock vast n...

/payments /regulation Open Banking

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Building a better world through Open Finance relies on closer collaboration

We’re living in an era of crisis. The world is experiencing extreme geopolitical turmoil, soaring inflation, and continued post-pandemic supply chain problems. In the UK, we’re teetering on the brink of the first inflationary recession in 50 years and millions are facing the choice of heating or eating. The markets appear firmly in control of fis...

/inclusion Open Banking

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