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11 Results from 2021

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Open Banking for Small Businesses

The significant changes in the way customers and businesses participate in the banking ecosystem are incoming. The emergence of artificial intelligence (AI) and machine learning (ML) in financial technology (FinTech) caused the opportunity to improve financial management systems for businesses. Advancements in technology made banking operations si...

/retail /wholesale Open Banking

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Traditional Institutions in the Banking War: What Are the Chances to Win

The massive changes that take place in the banking sector are often portrayed as the intense competition within the industry, namely between progressive institutions and those considered traditional ones. Instinctively, being a "progressive" bank looks more appealing than being called a “traditional” bank. That is why it would look like m...

/retail /inclusion Disruption in Retail Banking

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Project delivery: missed deadlines and what to do about it.

You've probably also come across a situation where you have everything you need to implement a project. However, you fail to deliver quality and timely software deliveries from sprint to sprint. Here's a story of my client. I was approached by a client who received investment for his startup, but could not launch it on time. Previously, when deve...

/devops /startups IT Metrics

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Digital Platforms: Recovery Tool for SMEs in the Asia Pacific

While the COVID-19 pandemic continues to disrupt businesses worldwide, the importance of staying connected becomes all the more apparent for small and medium-sized enterprises (SMEs) across the Asia Pacific region. When post-pandemic recovery starts, digital platforms would become a locomotive to assist them on the road to revival and success. COV...

/retail /sustainable Banking Strategy, Digital and Transformation

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Payment Trends Dominating Post-Pandemic

The payments sector saw record investment last year. This investment, coupled with the almost total everyday life digitalization, caused the sector to make a major step forward. Embedded finance, Buy Now Pay Later (BNPL) schemes, and incumbent-backed payment ventures are booming over the past year. But what payment innovations will go on to be in ...

/retail /inclusion Banking Strategy, Digital and Transformation

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Evolution of banking from now and on

The pandemic caused a period of unprecedented turmoil and opportunity in the world around us. Markets including banking are changing faster in the past year than at any time before. Now, traditional and alternative financial institutions have to align products and services they offer with their customers' needs and expectations. The ultimate targe...

/retail /wholesale Banking Strategy, Digital and Transformation

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Choosing the right vendor for a credit union software

High member expectations and increasing competition in the financial market have become a tough call for credit unions these days. According to the Credit Union Innovation Study conducted in 2021, almost a quarter of all members of a credit union would prefer to move to alternative financial institutions if credit unions they cooperate with fail t...

/retail /inclusion Banking Strategy, Digital and Transformation

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Tips for Commercial Loan Software Development

I am often asked by my clients and partners how to effectively implement a Commercial Loan Servicing software in a financial organization. Therefore, I decided to write this article and talk about the advantages of the loan servicing solution and outline the roadmap of its implementation. It's quite an easy task to get a commercial loan today. Due...

/retail /wholesale Banking Strategy, Digital and Transformation

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Banks and non-bank lenders: Adoption of “Lending as a Service” (LaaS).

LaaS vendors have been packaging the latest top-notch lending platforms often with included expertise and operational services lately. The Market Leaders’ survey, conducted by LendIt Fintech, embraces the insights based on industry research and interactions with software providers. LaaS market growth In 2017, the market of lending software was est...

/retail /inclusion Banking Strategy, Digital and Transformation

Sergei Artimenia

Sergei Artimenia Managing Director at RNDPOINT.com

Online lending software for banks: indisputable perspectives.

Lending is a complicated and time-consuming process. No matter the line of business or instance is considered. And all complicated things take effort and time, which is a valuable asset in business. It usually takes from three to five weeks for a traditional bank to make a loan decision. And up to three months to disburse cash to a client. In comp...

/retail /inclusion Banking Strategy, Digital and Transformation

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