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David Ratnage

Digitalize to Diversify in Commercial Lending

When the going gets tough for commercial lenders, the tough get diversifying. In challenging macroeconomic conditions, there’s no guarantee your traditional customer base will weather the storm. But d...

20 Mar 2024
Banking and Lending Solutions
David Ratnage

Commercial lenders are developing a digital response to COVID-19

When the world last confronted a global crisis, it's fair to say that banks were at the center of the problem. This time around, the industry is doing all it can to form a big part of the solution. An...

21 May 2020
Capital Markets Technology
David Ratnage

All Digital Lending Approaches are Not Created Equal

With on-demand services and faster decisions, digital lending platforms are changing the face of commercial lending. But digital approaches differ – and as banks transform their operations to keep up ...

16 Mar 2020
Capital Markets Technology
David Ratnage

Choose Change for Faster, More Accurate Credit Decisions

When you're assessing the creditworthiness of borrowers, you need technology to help you not only do it efficiently and get it right but also give you flexibility. So, is your credit assessment soluti...

27 Feb 2020
Artificial Intelligence and Financial Services

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