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Tim Simon

Banks shouldn't fear peer to peer marketplace lending

Europe’s mobile banking industry is exploding: Forrester (May 2014) predicted that banking on a smartphone will grow from 42 million users in 2013 to 99 million in 2018 and tablet banking will grow fr...

15 Sep 2014
Retired Member

Why conduct risk means big culture change for banks

Conduct risk is the latest buzzword in banking. Although there is no standard definition of conduct risk, it is now a regulatory requirement for UK financial services, and it broadly demands that orga...

11 Sep 2014
Retired Member

Thoughts about Video Teller Machines

The VTM is a good solution for branch transformation, micro branches and flagship branches. If you read the result of surveys how the participating banks think about the future of branches then I see ...

05 Sep 2014
Balazs Fejes

Have banks come to the party too late?

Software is increasingly driving competitiveness in financial markets but have banks arrived at the party too late? The increased use of digital channels amongst consumers along with their changing ne...

01 Sep 2014
Steve D'Souza

What do you do to get a suitable client? Part 2

“There can be no disparity in marriage like unsuitability of mind and purpose.” ― Charles Dickens, David Copperfield The Financial Conduct Authority (FCA) requires all wealth managers to demonstrat...

01 Sep 2014
Retired Member

Fintech startups: A week in review

Is Crowdfunding helping women break through in technology? A report from VentureBeat shows that women create 65% of Kickstarter projects – yet only make up about 20% of tech founders in general. The ...

01 Sep 2014
Penny Hembrow

Financial consumer preferences in the digital era

Digital consumerism is having a major impact on banking, and there is a widespread expectation of significant shifts in market share. Moreover, in the retail banking market, we are seeing a high prope...

27 Aug 2014
Retired Member

Fintech startups: A week in review

Bristol's buzzing for startups Bristolian business and entrepreneurs came together to hear from Basekit - the website building ex-startup - which has its roots in Bristol. Supported by Seedcamp in the...

26 Aug 2014
Retired Member

Effects of Banner Blindness on Digital Banking

With the expansion of easily accessible and convenient digital banking services - such as mobile and tablet banking, as well as online banking for personal computer platforms - bank customers are get...

24 Aug 2014
Ketharaman Swaminathan

Are Banks Losing Customers Or Shedding Customers?

In their diatribes about the underbanked, unbanked and financial inclusion, many fintech companies and members of the digerati threaten banks with the risk of losing customers to prepaid cards, P2P le...

22 Aug 2014
Retired Member

Finding risk from Facebook: Friendlyscore

"We're glad we're not the smartest people in the room" It's a little strange hearing these words come from a man with a masters degree in Automatics and Robotics. A man probably as comfortab...

21 Aug 2014
Retired Member

Predicitve Analytics, Location, Social media use in banking

Predictive Analytical models can be built to use Transaction behaviour of customers. Products suggestion have to be relevant when we predict based on data available. Real time location usage Customer ...

19 Aug 2014