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269 Results from 2013, /regulation

Retired Member

Retired Member 

Dumb and even dumberer

I wrote earlier this week about Financial Transaction Taxes and why the regulators’ ‘rationale’ for these taxes is either misplaced or disingenuous. An even more extreme example, however, was pointed out to me the other day concerning that other controversial topic, dark pool trading. As part of our regular analysis we pointed out that European da...

/regulation

Retired Member

Retired Member 

FCA mobile recording: big opportunity or big brother

As the recent National Security Agency scandal has highlighted, the surveillance of citizens and business by governments and regulatory bodies is as contentious as ever. In their own way, banks have been grappling with this issue ever since the FCA mobile taping regulation was introduced. Two years after the FCA made all mobile communications reco...

/regulation

Retired Member

Retired Member 

Legacy systems, it all starts with a pot belly

Having been repeatedly urged into taking up some physical exercise, I finally succumbed to marital pressure and went for a run this morning. During that run it came to me that my condition is not that different from a typical legacy IT system I encounter on a regular basis. We both are born from passion, nurtured and developed with the best intent...

/regulation

Retired Member

Retired Member 

Dumb and dumberer?

Not surprisingly, the recent political elections in Germany have brought the question of financial transaction tax (FTT) back to the fore. Basically, the Social Democrats (SPD) are making it a condition of participation in a European banking union. The reason for this, they claim, is that: “For the SPD, it’s important that taxpayers in the future ...

/regulation

David Divitt

David Divitt Senior Fraud Product Manager at VocaLink

Bayesian v Neural Networks

Payment fraud evolves constantly, changing and adapting to the systems, networks and infrastructure. Criminals are always on the lookout for a weak link in the payment cycle to exploit, altering their behaviour to extract maximum value from their fraud activities. Responding to this ever-changing landscape is the responsibility of everyone involved...

/payments /regulation

Retired Member

Retired Member 

Situation with TOAZ, Russian producer of ammonia

More details of dark PR attacks against Togliattiazot (ToAZ), a major Russian ammonia and urea producer based in the industrial city of Tolyatti in the Samara Region on the Volga River, have come to light in a leaked email exchange between “PR hitmen” and those behind the smear campaign against the company. The website www.russianprleaks.com, dedi...

/regulation

Retired Member

Retired Member 

Taking Advantage of Quick Capital Options as Business Owners

Entrepreneurs, specifically small business owners, can’t foresee or predict the precise future of their endeavors. They can’t predict the economy to collapse, the ever changing value of the dollar, or even the present government shutdown that’s affecting much more in the business world beyond government workers. Businesses, small and larger, suffe...

/regulation

Graham Smith

Graham Smith Director at Certeco

Investor surge knocks out stock broker website

In the City, the general consensus has been that the Royal Mail sell off has been a bit of a shambles. With the benefit of hindsight, it can easily be said that the government sold the shares in the state-owned postal service way too cheaply. Whereas a deliberate degree of undervaluing in an IPO is common in a bid to shift all the shares, there is...

/regulation

Retired Member

Retired Member 

Reg-Arb..

Regulatory Arbitrage. Not a new phenomenon but certainly one that appears to be growing, if the reports are to be believed.. With information sharing between regulators seemingly quite distant, with some implementing their own version of essentially the same rules, creating a level playing field seems to be quite the challenge. The FCA was re...

/regulation

Retired Member

Retired Member 

SEPA and Automation Go Hand In Hand

By February 1st 2014, all qualifying organisations must comply with the SEPA framework. Many businesses are yet to make the required changes to their financial processes missing out on opportunities such as; increased payment speed, improved cash flow efficiency and ensuring a healthy relationship with stakeholders in the financial process. The SE...

/payments /regulation

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