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206 Results from 2009, /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Monday at 12.15 at SIBOS in Hong Kong

Extended payments - everything is the same presentation at Open Theatre Synopsis: 1. Up the value chain - new value = new revenues for banking sector 2. Four economics 3. Three neutralities 4. Twosided networks 5. One generic messaging platform 6. It is all the same - infinite opportunities

/payments Innovation in Financial Services

Retired Member

Retired Member 

Sibos 2009 - Sunday

As I rode in to Hong Kong on the very efficient Airport Express train, I noticed something about this Sibos venue which differs from many of the previous locations: industry. It's impossible to escape the fact that Hong Kong's shipping business is on a scale that defies description and many of those electronic, plastic and textile goods are produce...

/payments

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Are We Heading Into Chaos - Again?

This is the time of year when the financial services industry, or at least the "techie" element heads off to some exotic venue for the annual SWIFT jamboree. SWIFT as we all know is the global financial messaging operator. And as part and parcel of what they do, they have also created the messaging standards on which the financial world ...

/payments /sibos

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Not unexpected in China

China has shown what can be done when you are determined in many fields - from infra to business to high tech. In EU we need much more levers to get the obvious things happening. Cash is costing merchants some 50 €billion per year - and of course every cent of this is paid by the consumer. Transparent pricing would show it to him -and help him to m...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Rocket stage reached..

Typical e-invoicing transaction trend in Finland: http://boharald.blogspot.com/2009/09/e-invoicing-transactions-taking-off.html The shape of this curve reminds me of the development of e-banking transactions back in the 80s - first you sign up the customers - then you have to wait, and then wait, and wait - and then it takes off like a rocket - vir...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Applying Regulation in a Virtual World

The recent launch of ‘O2 Money’ has brought prepaid solutions back into the limelight. However, it is important to note that prepaid can help to solve crucial business challenges as well as consumer issues. Companies of all sizes must be able to make efficient cross-border payments to operate effectively in multiple geographies. In particular, sma...

/payments

Retired Member

Retired Member 

Making business sense of the financial messaging myriad

Let’s face it financial messaging has never been the most exciting part of banking. Originating in the wire room, it took over from telex and the message boys. But things are changing – quickly. You would think that with the explosive level of development in global connectivity, driven predominantly by the internet reaching every town around the w...

/payments /sibos

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Public-private partnership II - just words?

Another area where public-private partnership at some point may have had challenges is e-invoicing. Some have seen a danger that the PEPPOL-pilot for public sector procurement in EU will lead to the public sector only accepting e-invoices in the UBL-format - at the same time as UNCEFACT/TBG1 is finalizing the user guidelines for Cross Industry Inv...

/payments Innovation in Financial Services

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Nokia Money - new world currency?

At last, the mobile telecom industry has come up with a credible challenge to the banking industry. For many years now, mobile operators and MSPs have been dabbling with financial products and payment services. Now, mobile goliath Nokia has launched 'Nokia Money' - the new world currency? Nokia claims that there are only 1.6 Billion bank accounts t...

/payments

Retired Member

Retired Member 

When is the right time to address the SEPA education dearth?

SEPA was originally devised by regulators, primarily for the benefit of financial services consumers in the Eurozone. However, banks have had to bear the burden of the associated implementation costs, actually incurring transaction business losses in so doing. Therefore, it is no big surprise that they postpone investment of resources on associate...

/payments /sibos

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