5161 Results from /payments
Stanley Epstein Associate at Citadel Advantage Group
Developments in the mobile payments world have really got me worried. I come across an ever increasing account of different banks and technology companies coming to market each with their own variations of what they call “mobile payments”. To start with the term “mobile payments” is confusing to most, even some seasoned bankers. What the man-in-the...
02 March 2015 /payments Innovation in Financial Services
Abhishek Chatterjee Managing Partner at Gartner Inc.
Banking industry is on the cusp of Digital disruption. Threats are no longer coming from their traditional peers, but from disrupters across telecom (Bharati Airtel applying for Banking license), cash rich retail (Amazon, Alibaba providing lending services) & Smart phone manufacturing (Google, Apple etc) industry. To complicate things further,...
28 February 2015 /payments Innovation in Financial Services
Retired Member
Greece, the sick man of Europe, continues to dominate the headlines as the latest chapter in the Greek economic tragedy has seen Syriza, the radical anti-austerity party rise to power and ruffle more than a few feathers in Europe’s corridors of power. But, many Greeks who supported their rise to power now say they have already betrayed their mandat...
27 February 2015 /payments
Apple gets it. The way to make things appealing is to make them simple, convenient and valuable for consumers. This is why couponing, loyalty and ticketing are set to be included in Apple Pay 2.0, bringing value added services (VAS) to the masses, driving further adoption and stimulating further innovation from other industry players. The Apple ap...
26 February 2015 /payments
Truly worthwhile destinations almost always require a significant journey. The widespread use of digital money is no exception. This post describes recent research published on the journeys which 90 countries are taking toward digital money and shares the key lessons learned. A recent Wall Street Journal article entitled, “The Slow, Steady Mar
25 February 2015 /payments
Apple Pay, Google Wallet, Samsung Pay and PayPal are just a few of the solutions which financial technology commentators predict will bring about the downfall of cash and the plastic card. Others predict cashless and plastic-free societies by 2025. Do banks and their consumers genuinely believe this is true? A Smarter Card This month, the Smart Pa...
24 February 2015 /payments
It seems that more and more today, in the world of financial services technology, revolution is very much disrupting the path of evolution that we have tended to follow. Financial institutions and indeed the providers of technology on which the industry runs, continue to be under pressure to get it right and deliver technology solutions that meet t...
23 February 2015 /payments Payments strategies 2015-2020-2030
FS industry is going through a big disruption cycle, where they are trying to redefine the business model, create and sell differentiated product and services, engage customer and community at large to provide value added services, innovate and optimize business to stay ahead of the competition. Biggest threats for FS Industry are coming from inno...
20 February 2015 /payments Innovation in Financial Services
We’ve just heard that Samsung is to buy LoopPay. What’s significant about LoopPay? Well, they have an interesting technology that adds a small piece of hardware to your mobile phone (various forms are available, e.g. a charge case for the iPhone 5 or a Fob for the iPhone 4 or Android phone). The LoopPay App on the phone allows you to add cards to ...
20 February 2015 /payments
Mobile money has made significant strides over this past decade. Despite the projected growth in mobile money (especially in emerging markets), we believe the time has come for “Mobile Money version 2.0.” This post describes today’s mobile money market situation and explains the rationale for this needed evolution. Mobile Money version 1.0 Mo
19 February 2015 /payments
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