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Parth Desai, CEO and Founder of Pelican, discusses why AI is already a fact and not fantasy. He highlights why financial institutions and corporates need to get on board now – or risk getting left beh...
Within our industry we are always looking for the ‘next big thing’, from mobile payments, cloud, biometrics and behavioural biometrics through to Blockchain and Artificial Intelligence (machine intell...
With a total population exceeding 600 million people, a fast developing economy and the rise of digital adoption, Southeast Asia should not be overlooked by retailers looking to expand into Asia. Yet ...
NFC – FinTech, Banking, Technology and Speed. Abstract – African financial services industry is in the midst of extraordinary change more and more of the population is becoming part of the formal fi...
Abstract: Crypto-currencies (bitcoin et al) have caught the attention of Governments, enforcement agencies, geeks and the general public. This document provides a simple introduction to crypto-curren
Chargebacks are a complex, expensive and aggressive problem. First, they come in all shapes and sizes and impact all types of merchants. There are two main types of chargebacks — fraud (which includes...
If you look at major banks across the world today, you'll find that most banks have set up innovation arms that are now working at the frontier of digital technology's potential in banking. Five years...
It’s over forty years since Britain went through its last true payment revolution with the decimalisation of the country’s currency system. What was part of our day-to-day lives was gone over night an...
The history of payments is best described as a search for simplicity, security and convenience. Coins, banknotes, cheques, payment cards have all been introduced with the aim of making paying for good...
It seems that European payments regulation may be forcing the cards market to take a step backwards. We appear to be moving away from the frictionless online payment environment that so many of us use...
What is the likelihood of AI based solutions becoming an imperative in financial services and not just a ‘nice to have’? In my earlier blogs I explored the basics of AI and how to implement the techno...
Careful consensus selection, an understanding of the concentration of power and a clear grasp on the settlement finality within the design are all crucial in any blockchain solution for use within fin...