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254 Results from 2014, /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Massive forces needed

When we have been working with changing direction in large companies or large scale projects like x-EU e-invoice harmonization, automated VAT reporting and the real time economy generally speaking we have noticed that the mass we need to move is great. The reaction is naturally to apply more force and also call in bold decision makers (hard to fin...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Unbanked residents at risk of arrears with Universal Credit

The government says it will be able to make universal credit payments into a Post Office card account. Photograph: David Sillitoe for the GuardianThe government remains committed to paying the new "universal credit" – a combination of six income-related benefits – directly into bank accounts. This will be a problem for the 13% of housing...

/payments

Retired Member

Retired Member 

MWC - Making payments wearable?

With a huge focus on wearable tech at this year’s event, what is the impact on the payments space? As you’d expect, Mobile World Congress saw some of the most exciting announcements and innovative product launches of the year. In line with Google and Samsung Galaxy Pebble announcements that have ruffled the media over the last six months, the 2014 ...

/payments

Retired Member

Retired Member 

Showrooming - A Case of Jekyll and Hyde

On the face of it, showrooming seems bad news for ‘bricks and mortar’ retailers. However, it also highlights a real opportunity to drive more footfall, customer loyalty and, ultimately, sales. The shopping habit, where consumers browse in-store and then buy online with their smartphones or tablets, is clearly resonating with the public. According t...

/payments /retail

Retired Member

Retired Member 

A postcard from MWC: Mobile Money for tomorrow’s technology

The halls of Fira Gran Via, which plays host to Mobile World Congress (MWC), were as always a showcase for all sorts of digital technology. I was particularly interested to explore the halls asking myself, what’s the Mobile Money angle? Here are four of the things that caught my attention. 1. The Internet of Things Whilst connected devices,...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

How do we achieve 'The Holy Grail' in contactless payments?

Hot on the back of the recent news of Europe’s largest department store group El Corte Inglés taking the plunge towards contactless, yesterday’s Finextra report highlights new figures from WorldPay showing that contactless payments in the UK are rocketing, with 226% more contactless transactions compared to this time last year. This is yet furthe...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Why we need to question the BoE's whimsical polymer decision

The Governor of the Bank of England, Mark Carney, announced on 18th December 2013 that all £5 and £10 banknotes in circulation will begin to be printed on polymer rather than cotton paper from 2016. This decision followed a three month public consultation process around the UK and an internal review. I am very disappointed in this decision and have...

/payments /retail

Retired Member

Retired Member 

Prepaid Cards: The Post-Modern Checking Account?

Prepaid cards are seen as a product for financially excluded consumers, but they are becoming mainstream. This transition is largely thanks to employers issuing prepaid payroll. It is often young adults who are issued these prepaid cards, and they view them as convenient, and in many ways equal or superior to checking accounts. As these consumers...

/payments

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Do frictionless payments make you spend more?

With PayPal and others pushing the "it's time for wearable payments line", more handset payment developments and Visa and MasterCard trumpeting the increasing penetration of their respective contactless payment schemes for low-value purchases at retail points of sale, I decided to spend some time looking at two things: - the actual curr...

/payments Future Finance

Daniel Szmukler

Daniel Szmukler Director at EBA

A new era of transformation and convergence for banks

Bank professionals recognise that the payments landscape has undergone rapid evolution over the past decade. Industry research suggests that by 2020 even greater changes must be expected. In such an environment the EBA continues to fulfil its primary role of supporting its membership through the changes and driving evolution in the best interests...

/payments EBAday

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