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254 Results from 2014, /payments

Retired Member

Retired Member 

The Late Payments Conundrum

Recent research carried out by Bacs found that the national late payment debt currently stands at a staggering £46.1 billion. The Bacs survey of 350 UK companies found the rate of late payment to firms in Scotland was 67 per cent, just ahead of Northern Ireland at 66 per cent and ahead of England and Wales at 62 per cent and 59 per cent respectivel...

/payments

Darren Capehorn

Darren Capehorn Director of Services at Icon Solutions

Mr Osborne, Is This Really Going To Make A Difference?

You may, like me, have been surprised to hear Sky News reporting recently that George Osborne’s Autumn statement will ‘turn the screw on Britain’s biggest banks by demanding an urgent overhaul of the seven-day current accounts switching regime’. It was only fourteen months ago that the Banking industry launched the Current Account Switching Service...

/payments

Retired Member

Retired Member 

The Technology of Financial Inclusion in Africa

With close to 80% of African families still without access to a conventional banking system, there is much work to be done to get basic financial services into the hands of the 1.1bn people that inhabit the world’s second most populous continent. Of that number, around 90 million people have household incomes exceeding $5,000, meaning that they ca...

/payments

Daniel Szmukler

Daniel Szmukler Director at EBA

From Vision to Focus

Major progress was made in 2014 on the common understanding of the strategic importance of alternative payments for the European banking sector, against the background of transforming private and public sectors. The EBA produced three key deliverables in this field. One on the user requirements for e-APs, in which the change drivers and the various...

/payments EBAday

Akshay Berry

Akshay Berry Manager at Infosys Limited

Payments Bank - New wine in an old bottle?

Not many policy pundits expected India's Central Bank, known for its cautious stance in issuing Banking licenses, to propagate differentiated banking licenses itself. Payments and Small Banks reflect a new line of thinking from the Reserve Bank with an objective of reformatting India's financial inclusion space. What a Payments Bank seeks to do is...

/payments

Retired Member

Retired Member 

The real-time payments challenge facing North America

The need for establishing a real-time payment infrastructure is firmly on the agenda in North America right now. The US Federal Reserve announced back in September that it was preparing to publish a road map detailing how the payments landscape should be developed and we expect that this will include looking at the possibility for a national faste...

/payments

Lu Zurawski

Lu Zurawski founder, iKnowMe at Lu Zurawski

Payment walls are crumbling - is it time for Payments EBRD?

Twenty-five years ago, the fall of the Berlin Wall saw the creation of the European Bank for Reconstruction and Development. Its mission was to find capital to help re-build national infrastructures mainly in the former Eastern Bloc countries. It invested in long-term projects that are tricky to finance, recognising that “well-planned infrastructu...

/payments /regulation

Retired Member

Retired Member 

Banks and Merchants Must Have Their Own Payment Apps

Banks and merchants are under threat to lose millions of dollars in investment in their apps by allowing them to become obsolete because they don’t provide the most desired functionality of all: Payment. The reason is simple. A mobile app that offers a new and better way to perform a task that literally occurs multiple times in a day for each of us...

/payments

Ganesh Srinivasan

Ganesh Srinivasan Director at Volante Technologies

Payment Factory - Data integration strategy that counts

The benefits associated with the implementation of a payments factory have been achievable for some time now, with new, additional benefits and indeed challenges, being realized as payments processing becomes yet more complex. SEPA, the simplification of bank transfers and increased adoption of a common data standard are challenges that can on the ...

/payments

Retired Member

Retired Member 

Challenger Banks Throw Down Gauntlet to Big Four

The emergence of a host of new players in the UK retail banking market is giving the traditional powerhouses food for thought. According to the Office of Fair Trading, the big four banks - HSBC, Royal Bank of Scotland, Barclays and Lloyds – hold about three quarters of the UK’s 50m current accounts. But the landscape is shifting, and challenger ba...

/payments /retail

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