Research/analysis

1367 articles tagged with this keyword

/Research/analysis

Banks must embrace fintech-fuelled payments revolution - BNY Mellon

Banks must embrace fintech companies or risk being left behind as the payments landscape undergoes a radical technological overhaul, according to a new report from BNY Mellon.

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China and India drive non-cash payments growth

Global non-cash payments volumes are expected to increase by nearly nine per cent in 2014, as massive emerging markets such as China and India begin to go electronic and mobile money takes off in developed countries, according to the latest annual World Payments Report from Capgemini and Royal Bank of Scotland.

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US gears up for EMV switch deadline

Despite the fact that the majority of Americans still do not have EMV payment cards ahead of tomorrow's deadline for a switch from magstripe, an industry taskforce insists that the migration is "on track".

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BofE's Haldane suggests ditching cash for cryptocurrency

The Bank of England's chief economist has floated the prospect of abolishing paper cash and replacing it with a state-backed digital currency as a way of facilitating negative interest rates.

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Bay Area top spot for fintech startup funding

Fintech startups in the San Francisco Bay Area tend to raise far more in capital funding than those in other parts of the US, figures put together by the Financial Solutions Lab (FinLab) suggest.

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Third of Brits expect day-to-day mobile payments within five years

With contactless cards and mobile payments growing in popularity, a quarter of Brits think that in just five years' time they will no longer need cash, according to a survey for Lloyds Bank.

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Payments UK sets out vision for 'world class' services

Trade association Payments UK has vowed to improve access to payments infrastructure and give customers more control over transactions as part of a drive to ensure Britain has a "world class" system.

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US mobile cheque deposit takeup stutters

Despite the prevalence of cheques in the US, the vast majority of people still do not deposit them using their mobile phones, research from the American Bankers Association shows.

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Mobile up, branches down in American popularity stakes

While the internet continues to be America's most popular banking channel, mobile is fast catching up on more established rivals branch and ATM for the silver medal, according to an ABA survey.

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Blockchain poised to become banking's biggest disruptor yet - BBVA Compass economists

With dozens of the world's biggest banks already investing heavily in the blockchain, it is just a matter of time before the technology creates far-reaching disruption in the financial services industry, says a new report from BBVA Compass economists.

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Payments and capital markets sectors dominate fintech M&A activity

There were 192 fintech mergers and acquisitions worth a total of $18.9 billion in the first half of 2015, according to research from investment bank Berkery Noyes.

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Banks lag manufacturers and telcos in race to build innovation centres

The financial services sector is trailing rival industries in the race to set up innovation centres in technology hubs such as Silicon Valley, according to a report issued by consultants CapGemini and Altimeter Group.

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Wall Street eyes the blockchain

Almost all of Wall Street thinks that the blockchain could be applied to institutional capital markets and many firms are already actively reviewing the technology, according to research from Greenwich Associates.

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Top-tier financial firms consolidating reconciliation

With regulatory requirements driving reconciliation at top-tier financial institutions, many are consolidating through centres of excellence, according to a report from SunGard and Aite.

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Faster Payments a factor in switching bank accounts - survey

Connection to the Faster Payments Service could be a deciding factor for Brits looking to switch bank account providers, according to a survey commissioned by ACI Worldwide.

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Bitcoin capital investment surpasses 2014 levels

The 2015 level of venture capital (VC) investment in bitcoin companies has already exceeded the amount invested in 2014 with almost six months of the year still remaining.

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Swift offers grant for research into the blockchain in securities markets

The Swift Institute is offering up a EUR15,000 grant for research into the development of blockchain technology for use in securities markets.

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French card fraud rates fall

For the first time in more than a decade, the fraud rate for card transactions in France fell slightly last year, new figures show.

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Cash remains king for money laundering

Cash may be losing its lustre for the general public but it is still king for crooks looking to launder their ill-gotten gains, according to Europol.

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Customers want online and branch banking - TSB

More than three quarters of Brits think that it is important that their bank offers both online and branch services, according to a survey from TSB.