Artificial intelligence

News/ai

Zest AI scores customer-led financing round

AI-based loan underwriting platform Zest AI has completed an oversubscribed, customer-led financing round.

06 November 2025

Finextra TV/retail

Why Banks Are Being Forced to Relook at Their Cross-Border GTM

Speaking to FinextraTV from Sibos 2025 in Frankfurt, Arun Kini, Managing Director, Payments, Finastra speaks to the changes, trends and challenges within cross-border payments. Kini ties all the evolving changes, within regulation and with the growing number of outsourcing and partnerships to one common objective: speed. Within this, Kini predicts the continued rise of stablecoin integration to assist in this journey. He says that when looking at how to efficiently improve systems, banks are now looking at 3 key things: how to get to market in the cheapest way possible, how to manage liquidity better and how to look at payment systems that help automation and speed. In helping all these objectives, Kini justifies the investment in payment hubs as a solution.

05 November 2025

Finextra TV/wholesale

180 Years of Bankers Almanac: How Data Has Evolved from Physical to Digital

Joining FinextraTV at Sibos in Frankfurt, Scott Manson, Senior Director, Product Management, LexisNexis Risk Solutions brought with him a copy of The Bankers Almanac and Directory from 1845 to demonstrate how far the industry has evolved. Providing some context to how this book would be used in 19th-century banking, Manson explains how data and information are still used in a similar manner, but its form and scale has evolved. Looking to the future, Manson equally provides his predictions on how AI will influence KYC and data.

04 November 2025

News/ai

AI fintech Optasia lists in South Africa

UAE-based Optasia, a AI-powered fintech, has listed on the Johannesburg Stock Exchange (JSE) in one of the country's biggest IPOs in recent years.

04 November 2025

Finextra TV/markets

Why T+1 Is Just the Beginning: Reimagining Post-Trade for a Real-Time Future

At Sibos 2025 in Frankfurt, Danny Green, Head of International Post-Trade Solutions, Broadridge, discussed the global shift toward shortened settlement cycles, with Europe targeting T+1 by October 2027 and Asia to follow. He emphasised that this transition is not just a regulatory requirement but a catalyst for operational and technological transformation. Green highlighted the role of AI in optimising inventory management and predicting settlement fails, helping firms adapt to faster, more complex post-trade environments. He stressed the importance of balancing innovation with resilience, ensuring secure, 24/7 operations while embracing automation and digitisation. Success, he noted, depends on choosing the right partners who share a commitment to both progress and stability.

03 November 2025

News/ai

28m Brits use AI tools to help manage their money - Lloyds

More than half of UK adults have used artificial intelligence in the last year to help them manage their money – making personal finance the nation’s number one use of AI, according to research from Lloyds.

03 November 2025

News/Sibos

BNY executives on combatting CX fragmentation and integrating AI

At Sibos 2025 in Frankfurt, Finextra spoke to BNY executive platform owner of payments platform Isabel Schmidt, and executive platform owner for treasury services Carl Slabicki, on everything AI, blockchain, and cross-border.

31 October 2025

Finextra TV/payments

How AI and Digital Currencies Are Reshaping the Payments Infrastructure

At Sibos 2025 in Frankfurt, Ramon Villarreal, Head of Payments, Global Payments Industry Lead at Red Hat, discussed the evolving balance between innovation and reliability in the payments industry. He noted that while innovation has accelerated in recent years, trust and operational resilience, reinforced by regulations like DORA, are once again top priorities. Villarreal emphasised the growing need to simplify payment complexity, especially as banks prepare to integrate stablecoins and CBDCs. He predicted a surge in agentic AI use cases, including fraud prevention and intelligent routing, alongside the rise of interoperable faster payment networks. With digital currencies and AI reshaping the landscape, Villarreal called for efficient, scalable systems to meet the demands of a rapidly transforming market.

30 October 2025

Finextra TV/ai

Adopting New Technologies: Why Resilience and Reliability Matter Most of All

Speaking to FinextraTV at SBS Summit 2025 in Paris, Ragnhildur Geirsdóttir, CEO, Reiknistofa Bankanna (RB) explained how, regardless of the human aspect within technology adoption, the most important guarantee is resiliency and reliability. While it is important to still retain human touchpoints within technical processes and AI integration, she says development should be focused on the security and agility of systems in the face of unpredictable situations such as geopolitical frictions. As part of this focus, Geirsdóttir said it is more important to collaborate against rising external risks, such as intelligent fraud.

30 October 2025

News/ai

UK startups lacking AI expertise at board level

UK startups and scaleups are being urged to address an absence of AI skills within their boardrooms, according to a recently published report

30 October 2025

Long read/Artificial intelligence

Sehrish Alikhan Reporter at Finextra

The “immaturity” of AI – are banks prepared for AI data security?

29 October 2025