Bernd Richter

Bernd Richter

management, innovation & change executive at ::projective, epoch XX
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Bio Visit my LinkedIn pages for more ... Career History Previously // B-Hive // Capco // Gemini Consulting // Matrix42 // OmnicO // KBK


SEPA and European Payments

European Mobile Payments - the next chapter?

03 Sep 2019

Yet another run on mobile payments in Europe - or really the next chapter to build a realistic and successful counterbalance to Apple, Google, Samsung, Visa, Mastercard and alike? An newly created alliance of European payment providers wants to create a pan-European standard for smartphone payments as an alternative that does not require Apple, G...



PSD2 What SHOULD It Stand For?

05 Apr 2016

We all know the official definition: Payments Services Directive 2, but we should be looking at ‘alternative versions’. “Perfect Storm Digital 2”, “Premier Service Driver 2”, “Paradigm Shift Dynamic 2”? OK, they may never catch on as advertising slogans. But they all go some way to capturing the sense of excitement and opportunity that should be a...


Utilities are useful - global survey finds out

08 Mar 2016

Across the financial industry a Capco/Finextra global survey confirms growing awareness that Utilities are useful – not least because of their potential to transform the way banks approach compliance. Now we know. This is more than ‘sourcing on steroids’. Utilities should be seen as a great deal more than ‘sourcing on steroids’. Well configured a...


Prepaid: a 'magic bullet' for retail banking?

19 Oct 2015

Nobody disputes that it’s tough to succeed in today’s retail banking industry. Some would argue that only a magic bullet could transform the fortunes of ‘traditional’ banking in the post-Google and Amazon world. If such a bullet existed, what would be included in its list of superpowers? Ideally, it would cut operating costs. It would drive the a...