We have long been arguing that there is a risk that massive effort to supply all willing Europeans with identity building wallets will be a failure – unless there is a critical mass of verifiable credentials available. Identification and drivers licenses are not enough. All sorts are needed and the getting the seldom needed ones harmonised are esp...
21 hours Innovation in Financial Services
Having early on active in SSI and ToIP and now in promoting EBW (new acronym for European Business wallet) and interoperabiliity in Open Wallet Foundation i first saw the AI surge as a danger. All attention would go there and the work for getting verifiable credentials flowing would suffer. Luckily it has turned out that serious observers
21 November 2025 Innovation in Financial Services
Qualified Trust Service Providers have lived in a narrow corner of the market: qualified signatures, seals, timestamps and eDelivery. Important, yes — but now more can be done. With EBW (x-EUBW), EUDIW, DPPs, DIIP formats and the rise of agentic AI, QTSPs can find themselves in the right place at the right time. They can become the backbone of Euro...
More here: https://docs.igrant.io/concepts/eudi-wallet-dcql-openid4vp-business-wallet-payments/#243-use-case-request-and-share-alternative-identities
06 Nov 2025 14:24 Read comment
There isn’t a single, standalone protocol that everyone calls “Zero Trust Authorisation Protocol.” Zero Trust is a security architecture and mindset—“never trust, always verify”—rather than a formal RFC-defined wire protocol. What you’ll actually see in production are protocol stacks and policy engines built to enforce Zero Trust principles:
Authentication & Federation:
OIDC / OAuth 2.0 – Used for delegated auth with continuous verification.
SAML 2.0 – Older but still used in enterprises.
FIDO2/WebAuthn – Phishing-resistant, passwordless auth for Zero Trust endpoints.
Policy Decision/Enforcement:
XACML or OPA (Open Policy Agent) – Express fine-grained, attribute-based access control (ABAC).
SPIFFE/SPIRE – Secure workload identities in service meshes.
gRPC/Envoy + mTLS – For microservice-to-microservice trust with certificate rotation.
Zero Trust Frameworks/Specs:
NIST SP 800-207 – The de facto reference for Zero Trust architecture.
CNCF Zero Trust Working Groups – Define patterns for cloud-native stacks.
Google BeyondCorp – A reference implementation (not a protocol) showing continuous verification of user, device, and context.
So if you’re looking for one standardised “Zero Trust authorisation protocol,” it doesn’t exist. The industry achieves Zero Trust by composing existing protocols (OAuth 2.0 + OIDC + mTLS + ABAC/RBAC engines) under strict “verify every access, every time” policies. If you need a starting point:
NIST SP 800-207 – for architecture principles.
OAuth 2.0 + OIDC with continuous re-auth and device posture checks.
OPA or XACML for dynamic, context-aware authorisation decisions.
mTLS/SPIFFE for workload identities inside your network.
That’s the current state of play—Zero Trust is a design pattern, not a new protocol.
14 Sep 2025 17:28 Read comment
Valuable wider view: https://www.linkedin.com/posts/bo-harald-4768b51_from-ai-slop-to-signal-verifiable-provenance-activity-7362832443499773953-jdHY?utm_source=share&utm_medium=member_desktop&rcm=ACoAAABPj1oB9_D7YNYACmHvY9HioUqpuULqZCo
20 Aug 2025 05:58 Read comment
Electronic invoicing
Whatever...
Transaction Banking
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.