Latest opinions that Sergiy Fitsak has shared on Finextra

Join the Community

23,294

Expert opinions

42,698

Total members

364

New members (last 30 days)

182

New opinions (last 30 days)

29,081

Total comments

Join Sign in

Sergiy Fitsak

Managing Director, Fintech Expert

Softjourn

Member since

23 Jun 2023

Location

Ivano-Frankivsk

View Sergiy Fitsak's full profile

Sergiy's opinions

The Expense Management Revolution: Why 2025 is the Tipping Point

The Expense Management Revolution: Why 2025 is the Tipping Point The corporate expense management landscape is experiencing a seismic shift. What was once a mundane back-office function dominated by spreadsheets and paper receipts has transformed into a strategic weapon for financial optimization. As we advance through 2025, organizations that fail...

11 June 2025 /payments /retail Banking Strategy, Digital and Transformation

Can AI Really Code? What Fintech Leaders Should Know

AI-assisted coding tools have added incredible momentum to software development. As the Managing Director of a software development company, many of my teams use AI coding tools daily. They help my teams build faster, remove tedious manual work, and prototype new ideas quickly. In the fintech industry, where innovation cycles are tightening, AI’s ...

28 April 2025 /ai /retail Banking Strategy, Digital and Transformation

The Silent Risk in Fintech: Staying Ahead of Technical Debt and Compliance Challenges

In today’s high-stakes digital environment, financial institutions and fintech innovators are under constant pressure to deliver secure, compliant, and seamless experiences—without slowing down innovation. From digital banks and payment platforms to investment and personal finance apps, the margin for error is razor-thin. A single overlooked vulne...

27 March 2025 /payments /retail Banking Strategy, Digital and Transformation

8 Payments Trends You'll See in 2025 (And What to Do About Them)

The payments landscape is rapidly evolving, and 2025 promises to bring significant advancements in how businesses and consumers interact with financial technology. As innovation accelerates, organizations must stay ahead of these changes to remain competitive. In this article, we explore the top payment trends shaping 2025 and how businesses can pr...

26 February 2025 /payments /retail Banking Strategy, Digital and Transformation

Top 7 Fintech Trends to Watch in 2025

Shaping the Future of Payments and Finance The fintech ecosystem is evolving at an unprecedented pace, driven by technological advancements and shifting consumer preferences. Enterprises and consumers are increasingly turning away from cash and embracing digital payment solutions. From mobile wallets to contactless payments, digital-first financia...

06 January 2025 /payments /retail Banking Strategy, Digital and Transformation

Addressing Financial Gaps in the Gig Economy: Fintech Solutions Empowering Gig Workers

Understanding the Gig Economy The gig economy has transformed how people work, offering flexibility and supplemental income to millions. By 2024, nearly 80 million Americans identified as gig workers, a number projected to surpass 86 million by 2027, making up over half of the U.S. workforce. While the gig economy provides independence and autonomy...

27 November 2024 /payments /retail Banking Strategy, Digital and Transformation

How Embedded Finance is Redefining Financial Services and Unlocking New Revenue Streams

Embedded finance is no longer just a buzzword—it's rapidly transforming the way businesses and consumers engage with financial services. By seamlessly integrating payments, lending, insurance, and banking into everyday platforms, it is streamlining transactions, enhancing customer experiences, and opening new revenue channels for businesses across ...

23 October 2024 /payments /retail Banking Strategy, Digital and Transformation

UX Strategies That Are Shaping Digital Banking Success

As the digital payments landscape rapidly evolves, user experience (UX) design has become a crucial factor in differentiating financial institutions. Customers now expect seamless, intuitive, and personalized experiences that not only simplify transactions but also provide value through insights and ease of use. In this article, we explore key UX

23 September 2024 /payments /retail Innovation in Financial Services

Top 10 Challenges in Cloud Migration: Strategies for Success in 2024

For many companies today, the question is no longer "Should we migrate to the cloud?" but "What should we migrate, and how quickly should we do it?" By understanding the challenges involved in large-scale cloud migrations, businesses can create more effective implementation strategies and avoid common pitfalls such as security...

27 August 2024 /payments /retail Banking Strategy, Digital and Transformation

One Year Since the FedNow Launch: What You Should Know

Launched in July 2023, the Federal Reserve's FedNow service has been a game-changer in the U.S. payments landscape. As we mark its first year, it’s crucial to understand its impact on financial transactions, especially within the fintech sector. With over 900 financial institutions onboarded, including major players like Chase and Wells Fargo, FedN...

14 August 2024 /payments /retail Banking Strategy, Digital and Transformation

Community