Latest opinions that Sergio Artimenia has shared on Finextra

Join the Community

23,802

Expert opinions

40,563

Total members

397

New members (last 30 days)

201

New opinions (last 30 days)

29,223

Total comments

Join Sign in

Sergio Artimenia

CEO

Geomotiv

Member since

16 Aug 2021

Location

Houston

View Sergio Artimenia's full profile

Sergio's opinions

Payment Trends Dominating Post-Pandemic

The payments sector saw record investment last year. This investment, coupled with the almost total everyday life digitalization, caused the sector to make a major step forward. Embedded finance, Buy Now Pay Later (BNPL) schemes, and incumbent-backed payment ventures are booming over the past year. But what payment innovations will go on to be in ...

17 September 2021 /retail /inclusion Banking Strategy, Digital and Transformation

Evolution of banking from now and on

The pandemic caused a period of unprecedented turmoil and opportunity in the world around us. Markets including banking are changing faster in the past year than at any time before. Now, traditional and alternative financial institutions have to align products and services they offer with their customers' needs and expectations. The ultimate targe...

17 September 2021 /retail /wholesale Banking Strategy, Digital and Transformation

Payday Loans In The USA

Since the 19th century, payday lending has come far away from its salary lending roots. With new technology onboard it is now evolving and becoming more available and accessible. The usage of payday loans has enormously grown for the last 20 years. The USA hasn't escaped that tendency as well. Payday loans are used by Americans for essential and e...

09 September 2021 /retail /wholesale Disruption in Retail Banking

Open Banking for Consumer Lending

Digital lending has become a remedy for the pain points customers are experiencing with traditional lending, namely cumbersome loan processes and good credit history requirements for getting access to bank loans. In addition, the appearance of digital lending was caused by the digitization of personal finance management because digital lenders wer...

05 September 2021 /retail /predictions Banking Strategy, Digital and Transformation

Banks and NBFCs: Key Principles of Digital Lending

The year 2021 with COVID-19 and a series of crises accompanying it has brought revolution across all sectors to survive the devastating effects. And the financial sector is no exception. While video KYC and paperless loans have become top priorities of digitalization of the finance sector, at RNDPOINT we are sure they are only the tip of the icebe...

30 August 2021 /regulation /retail Disruption in Retail Banking

Choosing the right vendor for a credit union software

High member expectations and increasing competition in the financial market have become a tough call for credit unions these days. According to the Credit Union Innovation Study conducted in 2021, almost a quarter of all members of a credit union would prefer to move to alternative financial institutions if credit unions they cooperate with fail t...

27 August 2021 /retail /inclusion Banking Strategy, Digital and Transformation

Tips for Commercial Loan Software Development

I am often asked by my clients and partners how to effectively implement a Commercial Loan Servicing software in a financial organization. Therefore, I decided to write this article and talk about the advantages of the loan servicing solution and outline the roadmap of its implementation. It's quite an easy task to get a commercial loan today. Due...

25 August 2021 /retail /wholesale Banking Strategy, Digital and Transformation

Banks and non-bank lenders: Adoption of “Lending as a Service” (LaaS).

LaaS vendors have been packaging the latest top-notch lending platforms often with included expertise and operational services lately. The Market Leaders’ survey, conducted by LendIt Fintech, embraces the insights based on industry research and interactions with software providers. LaaS market growth In 2017, the market of lending software was est...

24 August 2021 /retail /inclusion Banking Strategy, Digital and Transformation

Online lending software for banks: indisputable perspectives.

Lending is a complicated and time-consuming process. No matter the line of business or instance is considered. And all complicated things take effort and time, which is a valuable asset in business. It usually takes from three to five weeks for a traditional bank to make a loan decision. And up to three months to disburse cash to a client. In comp...

23 August 2021 /retail /inclusion Banking Strategy, Digital and Transformation

A Digital Lending Platform: 3 Markers You Should Have it on Board

In 2019, the value of the global market of digital lending platforms (DLP) was estimated at $5.58 billion. According to Allied Market Research, it is expected to grow at a CAGR of 16.7% in 2020-2027, and reach a value of over $20 billion. The figures above clearly show that many financial institutions find it beneficial to adopt a digital lending p...

18 August 2021 /retail /wholesale Banking Strategy, Digital and Transformation

Community