Latest opinions that Luke Allchin has shared on Finextra

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Luke Allchin

Director - North America

RFI Global

Member since

03 Jun 2021

Location

London

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Luke's opinions

Mutual Funds vs Bonds: Shifting Household Strategies

As 2026 fast approaches, US households are rethinking their approach to investing. A mix of economic uncertainty, shifting attitudes toward risk, and evolving market perceptions is reshaping how everyday investors allocate their money. Data shows that this shift is fueling a surge in mutual fund investing. For financial institutions, this is more ...

14 October 2025 /wealth /retail

The Trillion-Dollar Gamble: Why Women Are Leaving Their Financial Advisors

A quiet but powerful shift is happening in wealth management. And if advisory firms don’t pay attention, it could cost them billions. I’m talking about women, specifically, women who inherit wealth after their spouses pass away. These women are increasingly walking away from the advisors they and their partners used for years. And it’s not bec

05 August 2025 /wealth /retail

The Rise and Fall of Liquid Wealth in the United States

New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...

31 March 2025 /wealth /retail Trends in Financial Services

Breaking Barriers: The Banks That Are Supporting Black Financial Inclusion

February is Black History Month in the US, a time to celebrate progress and highlight positive changes, including those happening within the financial industry. While we honor the achievements of Black Americans, we must also recognize the financial challenges that persist – for example, the data shows that 39% of Black households are either strug...

19 February 2025 /retail /inclusion Banking

How shifting US household dynamics are redefining life insurance

Life insurance, once a staple of financial planning for American households, is undergoing a quiet transformation, only half of US households have life insurance compared to three quarters 20 years ago. As life stages shift and household dynamics evolve, consumer sentiment towards life insurance has changed significantly since the start of the mil...

16 January 2025 /wealth /retail Banking