Latest opinions that Anuj Kumar has shared on Finextra

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Anuj Kumar

UK Financial Service Strategy Lead

SAP UK

Member since

30 Jan 2017

Location

London

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Anuj's opinions

The road ahead for Fintechs: ‘findamentally’ favourable

90% of start-ups fail. 10% within the first year. And yet the Fintech world is booming. $5.7bn of VC investment deals in just the first half of this year. Serial entrepreneurs and digital visionaries– they are all gearing up to disrupt the Financial Services (FS) sector. Add to that energy, support from the government - £375m Future Fund for star...

18 November 2021 /startups /predictions Fintech

Fintechs – 'Fintastically' getting stronger en-route to transforming the FS landscape

The Financial Services (FS) sector is risk averse, has been and most likely will remain so. Historically a sector that maintains a perception of being different, complex, and often resistant to disruption and digitisation. However, “the order is rapidly fadin'. And the first one now. Will later be last. For the times they are a-changin (Bob Dylan)....

15 November 2021 /startups /predictions Fintech

Engaging each banking employee individually with intelligent employee insights

The spotlight on the banking sector persists, infact intensifies. Challenges range from the uncertainty of Brexit to sustained focus on conduct and an ever-mushrooming threat of fraud and cyber risk. Banking executives today are burdened with a burning need to think differently. The need to respond to new threats (Fintechs, neo-banks), new technolo...

09 August 2019 Banking Strategy, Digital and Transformation

Empowering the CHRO with Digital and Data capabilities

The modern workplace is undergoing tremendous change. In what is being referred to as the Fourth Industrial Revolution, automation is quickly replacing jobs involving repetitive tasks. According to McKinsey, "in about 60 percent of occupations, at least one-third of the constituent activities could be automated, implying substantial workplace...

20 November 2018 Innovation in Financial Services

A data gateway to insights: Current accounts and the case for ML

Once a mainstay of the banking industry, current accounts are increasingly perceived as a utility product. Despite their maturity, they remain the second most complained about banking products in the UK, right after PPI. In recent years, costs have increased for everything from overdrafts to transaction fees, with average customer accounts unwitti...

03 October 2018 /retail Disruption in Retail Banking

Get going on Machine Learning: from excitement to readiness and justification

The Internet is bursting with opinions on artificial intelligence (AI) and machine learning (ML). An intellectual war is raging amongst academicians, ML evangelists, data scientists, and big data gurus. At the same time, much of the business community is still working out exactly what these emerging technologies are and how to exploit them for com...

10 September 2018 /ai Innovation in Financial Services

Employee 360: Real time Possibilities

Go paintballing and one experiences frenzied energy. You duck and dive but those balls of paint just keep coming. You seek help; make a strategy and an execution plan but it all fails when the enemy comes with full force. You play on, get bruised, exhausted and soon the winning or losing just doesn't matter. All in all, one hopes it's all been wor...

27 March 2017 Disruption in Retail Banking

Real time data is really real!

Imagine if tennis coaches engaged with players and influenced player performance with real time insights during match play. Such an imagination wouldn’t be hard today, now would it? The best part is, that this is real. It has been real in fact for some time. The sports and fitness industry has certainly embraced the power of real time insights, so ...

27 February 2017 /retail Innovation in Financial Services

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