Latest opinions that Amit Agrawal has shared on Finextra

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Amit Agrawal

in transit

Member since

13 Mar 2010

Location

Singapore

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Amit's opinions

Risk Ratios

I thought let us talk about some of the rules and its impact on different regions Basel liquidity rule Covers : Banks worldwide What it does : Requires banks to hold enough cash or assets which can meet all debt coming due within 30 days. Impact : It ensures banks won’t run out of money even during any credit crisis. Thus forcing them to hold more ...

22 November 2014 /regulation Financial Services Regulation

Local compliance in a global business

Financial Institutions (FI) follow different solutions to fulfil compliance requirements. We can divide this into following different models: 1. Option 1 : in-house, in-country This option is will help FI to keep all the compliance functions in-house. Advantages: • It works great when FI has significant presence in the country • Helps to build go

13 September 2014 /regulation /sibos Financial Services Regulation

Intraday Liquidity: Implement Challenges

The management of intraday liquidity – defined by the Committee on Payment and Settlement Systems (CPSS) as “funds that can be assessed during the business day, usually to enable financial institutions to make payments in real time” – is now in the spotlight. Sources of this type of liquidity include central bank reserve balances, liquid assets on...

12 June 2014 /regulation /wholesale Financial Services Regulation

Non Compliance Cost

The current economic crisis has led to much debate in relation to the relative merits of compliance and noncompliance cost of the regulations. The widespread pain caused by the crisis has galvanized regulators around the world to impose far-reaching rules that address and add to the considerably large body of rules already in place. Thus we always...

10 May 2014 /regulation Financial Services Regulation

Hidden Cost of Compliance

Financial Crisis have made the regulator active like never before and resulting in more and more upcoming regulations. This upsurge in the volume and velocity of regulations has unintended consequences significantly impacting established bank’s business models and creating challenges for firms in delivering positive client experiences. The est

04 March 2014 /regulation Financial Services Regulation

Why do RWA differ across countries

Risk Weights Assets (RWA) allocate an amount of capital to the assets held by a financial institution as a function of their risk perception and the origination nature (the higher the perceived risk, the higher the risk weight). RWA are core input in the calculation of a financial institution capital ratio and were first introduced in Basel I Anyw...

23 January 2014 /regulation /wholesale Financial Risk Management