Latest opinions that Brett King has shared on Finextra

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Brett King

CEO & Founder

Moven

Member since

14 Apr 2010

Location

New York

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Brett's opinions

2016: Fintech’s breakout, formative year

Reading your Facebook news or Twitter feed you’d have to conclude that 2016 was a pretty awful year, but by all accounts, Fintech had easily its best year yet. In 2015 we saw a net investment in Fintech ventures that has been estimated at $22.3[1] Billion in total, but by January 2016 some $7 Billion[2] had already been invested into the sector gl...

02 January 2017 Innovation in Financial Services

The day I realized Fintech was becoming just the same as everything else

I've been in Fintech since before we called it Fintech. Some would say that Fintech has been around for decades, as soon as Bank of America deployed ERMA (Electronic Recording Method of Accounting) in the 1950s, but even though the term was commonplace by 2009 amongst practitioners, the term Fintech got very little industry use until 2013, and the...

25 October 2016 /startups Innovation in Financial Services

Predicting the future is hard, but online surveys are useless trending indicators

A recent study by YouGov and ACI Worldwide seemed to suggest that the whole digital disruption of banking thing all adds up to a hill of beans. The study which says that mobile banking and payments are basically a bust, seems to indicate that consumers aren’t using the tech that banks and FinTech’s are rushing to implement. The data to support thi...

19 December 2015 Innovation in Financial Services

Innotribe's blockchain keynote gets swamped

In Singapore this week, the incredible response to the discussion on the “blockchain” at SIBOS Innotribe is indicative of a massive shift taking place globally in banking today. FinTech, or Financial Technology, is taking over the world of banking and financial services as most of what we’ve thought of as banking is now simply become software. Sof...

12 October 2015 Innovation in Financial Services

Digital Bank or FinTech? Sorry, you're not a Digital Bank

If you listen to the Breaking Banks AM Radio Show today (also available via stream and podcast) you'll hear a spirited rematch of the Great Digital Banking Debate that Michal Panowicz and I had on Twitter a few weeks ago. Anyone who is in a FinTech, of course, believes that FinTech represents the future of the banking experience, but Digital Banke...

18 June 2015 Innovation in Financial Services

What the FDIC study misses, and it's a huge gaping sink hole

The recent release of a report by the FDIC on Branch actiivity proclaims proudly that branches are here to stay, at least for the timebeing, and there is little sign of a downturn. There are some serious flaws in the research though, and it is these gaps that will come back and hurt banks that do any long-term planning based on the FDIC's report. ...

23 February 2015 /retail Online Banking

What Jack Ma can teach Santander about the role of branches and growth

I know there's been considerable debate about the Santander press coverage today where they 'intend to use old-school branches, plus a more aggressive IT budget to beat off competition' from tech start-ups, platforms and pure-plays. Here's the thing - the attackers are attacking the distribution model, so a plan that articulates doubling down on a...

04 February 2015 Innovation in Financial Services

Why the Facebook of Banking won't own a charter

2014 was the biggest year in FinTech by far with billions being invested globally, which is to be expected in a global growth sector. But how much was invested globally in FinTech this year? It depends on how you classify FinTech. StrategyEye estimated that there was $2.8Bn raised in 2014 via venture capital investments in FinTech. However, this do...

24 December 2014 /startups Innovation in Financial Services

Why Ebola might kill cash

The Fear Factor on Ebola is over the top right now. We are spending countless hours in the media analyzing footage of health workers, figuring out how a nurse in Texas contracted the disease despite strict quarantine procedures, and debating over whether to travel on aircraft. In all of this though, the transmission methods of Ebola have been well...

17 October 2014 /payments Innovation in Financial Services

The Inmates are Reforming the Asylum - Innotribe

Reprinted with permission from Huffington Post... On September 17, 2011 a group of protestors gathered in Zuccotti Park in New York to protest the growing influence of corporations and the financial services sector. The Occupy Wall Street movement still evades our language today with cries of "we are the 99%" having been damped, but not...

29 September 2014 /sibos Innovation in Financial Services

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