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Paul Holt

EMEA Group Vice President
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Followed by John Sims, Martha Boyle and 5 others you follow
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Paul Holt

The quiet risks that can shake financial resilience

Late one evening, I tried to make a routine transfer through my online banking app. Instead of a smooth transaction, I was met with repeated error messages. The following day, it became clear that several banks had been hit by a DNS outage. For me, it was inconvenient. For the institutions involved, it was far more serious. Payments were delayed,

22 September 2025 /security /retail Information Security

Paul Holt

How to improve trust and reduce risk with the X9 PKI Framework

In the fast-evolving digital landscape, financial institutions face increasing complexity and risk in managing their public key infrastructure (PKI). With rising cyber threats and regulatory scrutiny, the need for a more agile, transparent, and secure cryptographic framework has never been greater. The ANSI X9 committee’s work to establish a sta

27 August 2025 /security /identity Digital Identity Management

Paul Holt

DORA Is Here – Why Global Financial Institutions Must Act Now

The Digital Operational Resilience Act (DORA) is now very much in play across the EU, setting a new standard for cyber and operational resilience in financial services. While it is a European regulation, its implications are anything but local. Any organisation working with EU-based financial institutions is now part of the DORA conversation, no

31 July 2025 /regulation /retail Banking Regulations

Paul writes about

  • security
  • regulation & compliance
  • retail banking
  • identity

Paul's opinion archive

  • 2025 (3)

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