Latest opinions that Vivek Dubey has shared on Finextra

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Vivek Dubey

Senior Manager

Capgemeini

Member since

21 Mar 2021

Location

Cardiff

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Vivek's opinions

The Future of Banking: From Products to Productivity and Autonomous Operations

The Great Shift: Why Banks Are Prioritizing Productivity Over New Products A decade ago, banks competed fiercely on product innovation, launching new credit cards, savings accounts, and loan products to attract customers. Today, the battleground has shifted. The focus is no longer on what banks offer but on how efficiently they deliver it. The T...

18 April 2025 /retail /predictions

Agentic AI: The Disruptive Force Reshaping Wealth Management and Private Banking

The Future of Wealth Management and Private Banking: How Agentic AI is Transforming the Industry In the world of wealth management and private banking, the stakes are high. Clients entrust their life savings, dreams, and legacies to financial advisors and institutions, expecting not just returns, but also personalized service, security, and peace o...

22 February 2025 /wealth /predictions

The Future of Investment Banking: Automation, Acceleration, and Innovation (Gen AI Lens)

Understanding Investment Banking Through the Generative AI Lens: A Simple Guide to Cost Transformation and Innovation Investment banking is a complex world filled with big words, high stakes, and even higher costs. However, what if we could simplify it, make it faster, and reduce cost - all while driving innovation? Enter "Generative AI (Gen A...

09 February 2025 /ai /markets

Seamless Multimodal Interaction: Transforming Banking Industry in the Era of Generative AI

Seamless Multimodal Interaction: Redefining User Experience and Transforming the Banking Industry in the Era of Generative AI In the era of Generative AI (Gen AI), "Seamless Multimodal Interaction" is emerging as a game-changer for consumer technology and industries like banking. This transformative capability allows users to interact wit...

01 February 2025 /retail /predictions

Agentic AI: Addressing the Top 7 Challenges in Digital Payments

In today's fast-paced world, digital payments have become an integral part of our daily lives. We rely on these technologies from contactless payments to mobile wallets to make transactions quickly and conveniently. However, as technology advances, so do the challenges that come with it. This is where Agentic AI steps in to revolutionize the futur...

25 January 2025 /ai /payments

The Rise Of The URGENCY MARKET - Demand For Instant Gratification, Smooth Experience

As an innovation anchor and evangelist, I constantly analyze emerging trends and disruptive business models. Recently, Blinkit's advertising campaign caught my attention, instead of focusing on product features, Blinkit's ads showcase how their service seamlessly integrates into and enhances modern life, solving real-time problems. It showcases a

18 January 2025 /retail /predictions Embedded Finance