Latest opinions that Vivek Dubey has shared on Finextra

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Vivek Dubey

Industry Engagement Innovation-Associate Director

Capgemeini

Member since

21 Mar 2021

Location

PUNE

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Vivek's opinions

FinTech Through Gen AI Lens

How FinTech is Evolving - Manual, Online, Apps, Automation, and Autonomous The financial world is changing fast; however, banks, especially in Wealth Management and Private Banking, are somewhat confused because of the different levels of understanding each layer has in the organisation: Should they use Generative AI? Machine Learning? Or the new ...

02 August 2025 /ai /wealth

The Future of Banking: From Products to Productivity and Autonomous Operations

The Great Shift: Why Banks Are Prioritizing Productivity Over New Products A decade ago, banks competed fiercely on product innovation, launching new credit cards, savings accounts, and loan products to attract customers. Today, the battleground has shifted. The focus is no longer on what banks offer but on how efficiently they deliver it. The T...

18 April 2025 /retail /predictions

Agentic AI: The Disruptive Force Reshaping Wealth Management and Private Banking

The Future of Wealth Management and Private Banking: How Agentic AI is Transforming the Industry In the world of wealth management and private banking, the stakes are high. Clients entrust their life savings, dreams, and legacies to financial advisors and institutions, expecting not just returns, but also personalized service, security, and peace o...

22 February 2025 /wealth /predictions

The Future of Investment Banking: Automation, Acceleration, and Innovation (Gen AI Lens)

Understanding Investment Banking Through the Generative AI Lens: A Simple Guide to Cost Transformation and Innovation Investment banking is a complex world filled with big words, high stakes, and even higher costs. However, what if we could simplify it, make it faster, and reduce cost - all while driving innovation? Enter "Generative AI (Gen A...

09 February 2025 /ai /markets

Seamless Multimodal Interaction: Transforming Banking Industry in the Era of Generative AI

Seamless Multimodal Interaction: Redefining User Experience and Transforming the Banking Industry in the Era of Generative AI In the era of Generative AI (Gen AI), "Seamless Multimodal Interaction" is emerging as a game-changer for consumer technology and industries like banking. This transformative capability allows users to interact wit...

01 February 2025 /retail /predictions

Agentic AI: Addressing the Top 7 Challenges in Digital Payments

In today's fast-paced world, digital payments have become an integral part of our daily lives. We rely on these technologies from contactless payments to mobile wallets to make transactions quickly and conveniently. However, as technology advances, so do the challenges that come with it. This is where Agentic AI steps in to revolutionize the futur...

25 January 2025 /ai /payments

The Rise Of The URGENCY MARKET - Demand For Instant Gratification, Smooth Experience

As an innovation anchor and evangelist, I constantly analyze emerging trends and disruptive business models. Recently, Blinkit's advertising campaign caught my attention, instead of focusing on product features, Blinkit's ads showcase how their service seamlessly integrates into and enhances modern life, solving real-time problems. It showcases a

18 January 2025 /retail /predictions Embedded Finance

AI EOU - Conceptual Application Framework for Generative AI Implementation

Generative AI (Gen AI) is at the forefront of transforming banks and financial markets, enabling advancements in data analysis, customer service, and risk management with unparalleled capabilities. Its applications extend to critical areas such as client onboarding, fraud detection, lending, and payment processing, influencing various facets of ba...

30 December 2024 /ai /retail

Top Technology Trends in Banking and Fintech for 2024

This year has been amazing from a Technology perspective, the way the usability aspect of Gen AI is discussed in every forum, board room, and at individual level across industries is unparalleled. We can say 2023 is the year of technology belief and confidence in accepting the technology through heavy investments in building an innovation culture ...

10 December 2023 /retail /predictions Fintech

TOP STRATEGIC TRENDS IN BANKING INDUSTRY TO WATCH OUT FOR IN 2023

The banking industry and its technology invariably amaze us with every invention. Not only is it rapidly changing, but it is bringing up the change that we need to upgrade our economic lifestyles. The financial services industry always looks for innovations that focus on improving their services for people. The trend in the banking market nowadays...

07 January 2023 /retail /predictions Fintech

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