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Bo Harald

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Trust Infra for Real Time Economy Prgrm & MyData,
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Helsinki Region
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Followed by John Sims, Martha Boyle and 5 others you follow
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Bo's comments

clear
Apple talks to banks about P2P mobile payments service - WSJ; Cook predicts death of cash

Should PSD2 not be taken into account - big time?

 

12 Nov 2015 15:12 Read comment

Lucova brings selfie payments to college campus

This sounds interesting...

 

12 Nov 2015 14:49 Read comment

Dutch banks team up on digital identity service pilot

Might as well copy-paste text: 

e-banking customers in Finland used their e-banking passwords 56,2 million times to log in to public sector and other non-banking services last year.  Up from 47,1m.

Finland is a small country - so it may be useful to multiply into a corresponding EU-potential = 4 billion times. 

Does this save tax payers' money? Does it save citizens nerves? Oh yeah.. Is it secure? Naturally - it has to be - otherwise banking would not function. Other countries are followin suite - but it could happen faster.

Why not? Do banks not see this as their responsibility (and modest business case). Do politicians not take their responsibility - making it easy and cost-efficient?

07 Nov 2015 15:28 Read comment

Dutch banks team up on digital identity service pilot

More from Finland:  https://www.finextra.com/blogs/fullblog.aspx?blogid=11447

07 Nov 2015 15:27 Read comment

Dutch banks team up on digital identity service pilot

I can think of a big number of things that can be done - in a secure and very userfriendly way (learn once - use everywhere = economy of repetition, economy of reuse, economy of trust - even economy of scale and scope...... all the huge levers in place). Things to do in 3rd party services or from e-bank services directly with single sign-on! :1. signing contracts (also at work - you do use many personal tools anyway...), 2. empowering others, 3. e-wills, 4. voting, 5. sending invitations (using e-invoicing addresses), 6. accepting proposals (mobile press A for paying e-invoice on due date happens in strongly authtenticated space!!  etc

 

07 Nov 2015 15:24 Read comment

Dimon dismisses bitcoin

We need much more transparency and crime detectors - not less.

05 Nov 2015 18:09 Read comment

Dutch banks team up on digital identity service pilot

Banks have done 3rd party e-id since the 90s - no problem for governments. Federal or not. All the way to municipalities. And of course for similar needs in the private sector. And not only e-id - also signing contracts etc. In private and employee roles.

 

04 Nov 2015 07:30 Read comment

Dutch banks team up on digital identity service pilot

Social media credentials cannot be used for bank transactions and in public sector services where similar strong e-id is needed.

03 Nov 2015 18:31 Read comment

Dutch banks team up on digital identity service pilot

Bravo - this - the most natural thing - has been a great success story in Finland - and later in other Nordics

02 Nov 2015 19:21 Read comment

Not just real-time payments, real-time e-commerce

For this we need also real time e-Invoicing

02 Nov 2015 18:48 Read comment

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Bo writes about

  • artificial intelligence
  • security
  • payments
  • regulation & compliance
  • people
  • wealth management
  • retail banking
  • wholesale banking
  • sustainable
  • financial inclusion
  • identity
  • financial crime
  • predictions

Bo's opinion archive

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  • 2012 (35)
  • 2011 (70)
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Latest groups joined by Bo

  • Electronic invoicing

  • Whatever...

  • Transaction Banking

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  • Networked economy
  • Real Time Economy

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