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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
As the owner, you will also give up ownership if you leave this group.
John Bertrand MD at Tec 8 Limited
The Bank of England’s consultation on regulating stablecoins of November 10, 2025, is strangely beautiful. The consultation demonstrates remarkable intellectual honesty and: Questions its own sacred cows - including exclusive access to BoE accounts and the agent model - the PayPal-Barclays example is telling - PayPal's market cap approaches Barcla...
14 November 2025 /regulation /crypto
Shikko Nijland CEO at INNOPAY Oliver Wyman
The Agent Advantage Gap: Why Digital Representation Will Reshape Financial Inclusion A profound shift is taking place in the digital economy. AI is evolving from a tool that assists humans to an infrastructure that represents them. As digital agents become intermediaries in payments, credit, insurance, commerce and government services, the quality...
13 November 2025 /ai /inclusion
Rt Hon Lord David Hanson's Special Address on the new government's approach to tackling fraud at Financial 360 was breath of fresh air. Ably supported by Andrei Skorogatov, Home Office, in the prior session of Global Practices covering payment fraud. The goal to revitalise the attack on fraudsters using coordinated and incentivised parties, includ...
11 November 2025 /regulation /crime
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
Last quarter, a fintech company approached us to rescue a failing project. They'd hired a vendor to build an expense management platform with payment integrations in two months — an aggressive timeline that should have raised red flags. Ten months later, they had nothing in production, a budget that had tripled, and a vendor relationship that had ...
05 November 2025 /payments /retail
Kuldeep Shrimali Consulting Partner at Tata Consultancy Services
Abstract It is a common misconception to assess the cryptocurrency sector solely by its price movements and fixed supply features. While media coverage tends to fixate on market prices, the most noteworthy progress in the crypto space today centres around the use of blockchains and smart contracts for payments and financial services. In this conte...
04 November 2025 /wealth /crypto
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Enormous investments have gone into optimizing the customer onboarding process. Fintechs have led the way in creating real-time, frictionless onboarding experiences that not only establish a customer relationship and open the necessary accounts but also handle all required KYC due diligence. For fintechs, whose survival often depended on rapid gro...
28 October 2025 /regulation /retail
Walk into any bank's strategy meeting today and you'll hear the same refrain: "We need AI in our analytics." But here's what they're not telling you: most financial institutions are implementing AI/BI tools without understanding the fundamental shift required in how they think about data. I've spent years helping fintech companies
02 October 2025 /payments /retail
The new stablecoin regulations in the US, Wyoming, and Hong Kong represent a significant shift toward ongoing monitoring rather than periodic compliance checks. The HKMA's requirements now include: Regular customer information updates Continuous transaction monitoring for suspicious activities Periodic risk profile reviews The penalties are subst...
25 September 2025 /ai /regulation
Sharon Tan Field Marketing Lead, Financial Services, APJ at Oracle Financial Services
Recently I hosted a roundtable discussion that brought together the leading trade finance and transaction banking practitioners to discuss the most pertinent trade and supply chain finance topics across digitalization, the impact of AI, standards and regulation. What emerged from the conversations was a clear picture of both the challenges and oppo...
15 September 2025 /wholesale /predictions
Alex Kreger Founder and CEO at UXDA Financial UX Design
Traditional banks often find themselves in a challenging position. On one hand, they possess a deep and sophisticated portfolio of financial products and services—ranging from complex credit facilities to wealth management, business banking, and personalized advisory. On the other hand, fintech startups and neobanks have captured mindshare and mar...
12 September 2025 /retail /devops
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