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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Strategic Value of Code Audits Before Selling or Merging Your Business

In the competitive world of business transactions, ensuring that every aspect of your company is optimized can dramatically increase its valuation. A key component often overlooked is the technology underpinning the business. Code audits are essential in this regard, serving as a comprehensive evaluation of your software's health and efficiency. By...

/payments /retail

Kaustuv Ghosh

Kaustuv Ghosh Founder at Nxtgen Payment Infra. Prometheus Labs.

Uncertainty On The Weather Front-The New Frontier For Financial Services

Let us agree that the weather is important for financial services. How prepared are we for long-term, continuous changes in it's patterns as well as near-term instability? How should financial institutions and services respond as their asset bases are exposed more and more to things that cannot be controlled? This piece attempts to look at the i

/sustainable /markets

Riaz Syed

Riaz Syed CEO at infinant

A strategic approach to expanding their distribution channels to grow deposits

Deposit growth continues to be the number one business priority of bankers, according to BAI Banking Outlook: 2024 Trends, as it serves as the cornerstone of various aspects of banking operations, including profitability, stability, customer relations, and regulatory compliance. To expand their deposit-gathering channels, banks employ various stra...

/retail /predictions

John Bertrand

John Bertrand MD at Tec 8 Limited

Future of Payment Review: six-months on – Digital Payment Infrastructure

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early leadership in global instant payments to decline. The UK is starting to fall behind in terms of person-to-person payments made by bank account transf...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Future of Payment Review UK – six months on

Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early leadership in global instant payments to decline. The UK is starting to fall behind in terms of person-to-person payments made by bank account transf...

/payments /regulation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

How FedNow is Shaping Payments Since its Groundbreaking Launch

In the six months following its groundbreaking launch in July 2023, FedNow has emerged as a transformative force in real-time payments, marking a significant departure from the traditional Automated Clearing House (ACH) system. This shift signifies a pivotal moment in banking innovation, offering instantaneous transaction processing that aligns wi...

/payments /retail

Eric Bierry

Eric Bierry CEO at Sopra Banking Software

Three European Banking Trends Poised to Transform the U.S.

Europe’s banking landscape today looks significantly different than it did just a few years ago, largely defined by new regulations that have emerged in response to consumers’ shifting financial behaviors. Payment Services Directive 2 (PSD2) and its successor, Payment Services Directive 3 (PSD3), for example, have transformed open banking from a n...

/retail

Irina Latushkina

Irina Latushkina Chief Business Development Officer at AIROME Technologies

Modern banking: technological or human?

12 years ago I was a client of a super safe bank with an absolutely disgusting client service. For example, when I came once to the brunch to get some cash without a plastic card, they gave me 90% and froze the card after all – in accordance with their security policies. It was the last drop, so I moved to a fully digital bank after all. At that

/payments /retail

Gary Singh

Gary Singh President at Zeta Services Inc

Building The Cards of Tomorrow: 10 Must-Have Capabilities

Recent data on US credit card holders tells us that they value flexibility and control more than rewards and fee-based offers. In light of rising interest rates and debt, consumers view credit cards as ‘liquidity management’ tools and expect them to serve various purposes. And with 51% of American credit card holders now revolving their debt, hig...

/payments

Priya Kumari

Priya Kumari 

Revolutionizing On-Device AI: World-English Language Models and FinTech Impact

Prelude In the rapidly evolving world of artificial intelligence (AI), there is a constant drive to push the boundaries of what is possible. One area where this is particularly evident is in the development of Virtual Assistants (VAs). These intelligent agents have become ubiquitous in our daily lives, helping us navigate complex tasks and prov

/payments /inclusion

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