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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Markus Nagel

Markus Nagel Senior Manager Strategic Data Consulting at Mapp

How the Finance Sector Can Maximise Retention and Increase ROI

There have been huge levels of transformation in almost all industries when it comes to serving and monetising customers, yet UK banks and other financial services organisations have hardly changed their business models at all in the past decade. Unsurprisingly, the industry is now facing a growth challenge. UK banks offer a comprehensive range of...

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Three Tech Takeaways from Sibos 2023

Sibos 2023 is a great gathering of the financial industry and the place to take the pulse of what is exciting and challenging people. While the conference stages capture the limelight with industry visionaries, it is the grassroot opinions of the delegates roaming the conference floor, the foyers and – yes – the bars that are even more insightful...

/sibos

Retired Member

Retired Member 

The future of trade finance – views from Sibos

Trade digitization, driven by advances in technologies such as blockchain and AI, has been a topic of conversation at Sibos for the last several years. Yet challenges remain, contributing to the widening of the trade finance gap. Many transactions still rely on paper due to traditional practices and fragmented supply chains across jurisdictions. M...

/wholesale /sustainable

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

To Build or to Buy Fintech Software?: Guide to Making the Best Decision

The dilemma of whether to build or buy fintech software has long been a tough decision for many entrepreneurs. The allure of a personalized solution can be tempting, but not all startups possess the financial resources necessary for custom software development. On the flip side, opting for a ready-made solution might seem cost-effective during the ...

/payments /retail

Nish Kotecha

Nish Kotecha Co-Founder & Chairman at Finboot

Streamlining supply chains is key to accelerating along the road to net-zero

According to Deloitte’s Environmental, Social and Governance Preparedness Survey Report, published in May 2023, “78 per cent of participants identified managing supply chain emissions” as a potential hurdle in achieving net zero”, (page 33). Also “63 per cent of the survey participants indicated costs associated with transitioning to net zero tech...

/regulation /devops

Retired Member

Retired Member 

NEW SECURITY BANKING TREND

To build an international start-up is a blessing – I’m one of those lucky people having a chance to have such a different experience. The same technology may get different realization based on the country and culture context. For example, we used to offer our clients in a banking area a fancy add-on to our main solution – QR-based authentication

/security /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Emerging Technologies to Safeguard Against Credit Card Fraud

The Rise of Digital Payments and the Escalation of Fraud Risks The COVID-19 pandemic has propelled the world towards the era of electronic payments, a trend that shows no signs of reversing. At 37.8%, credit cards emerged as the most reported method of payment involving scams in 2022, accounting for an estimated $1.034 trillion in e-commerce sales...

/payments /retail

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Connecting the Dots: Navigating Tomorrow’s Services through Ecosystems

In recent years, there has been a growing trend among companies across different sectors to build ecosystems or even super-apps. These ecosystems typically include a range of services and products designed to meet the diverse needs of consumers in their daily lives. While each company may approach this from a different angle, their ultimate goal i...

/people /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Goodbye to Passwords: Is Voice Authentication the Future of Fintech Security?

Voice authentication technology is gaining momentum across various consumer-driven sectors, potentially rendering your voice as your future password. Global Voice Recognition Market Overview In 2020, the global voice recognition market boasted a valuation of $9.27 billion, a figure expected to surge to $27.16 billion by 2025, with a compound annua...

/payments /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Deploying APIs for Fintech Advancement: The Emergence of Banking-as-a-Service

The landscape of financial services is undergoing a paradigm shift - courtesy of Banking as a Service (BaaS) - which is reshaping the dynamics between traditional banking institutions and fintech enterprises in their joint effort to cater to consumers' banking needs. BaaS empowers fintech companies to furnish their clientele with an extensive arra...

/payments /retail

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