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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Unlocking the Power of AI: Reshaping Financial Services

AI is a hot topic and numerous articles are published stating that financial service companies not adopting AI today risk becoming obsolete tomorrow. However, as with many hypes, the industry’s adoption of AI may not proceed as rapidly as commonly predicted. Just as an example, for the past two decades, experts have been forecasting the obsolescen...

/predictions

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Why Including KYC and SCA Compliance in Your Payment Security Strategy is Crucial

In today's landscape, safeguarding your customers from threats and ensuring a seamless payment experience is more critical than ever before. Enter Know Your Customer (KYC) and Strong Customer Authentication (SCA) – two pivotal components in achieving these goals. In this article, we'll delve into the ways in which these processes can elevate your ...

/payments /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

How Much Does it Cost to Build a Payment Gateway? - And Other Frequently Asked Questions

For many businesses, creating a secure and effective payment solution is of great importance, whether you opt to construct your own payment gateway or consider other possibilities. By making well-informed choices and utilizing the knowledge of industry experts, businesses can position themselves at the forefront of payment processing, fostering gro...

/payments /retail

Retired Member

Retired Member 

The trend of the times or how decentralized financing is displacing banks

Have you ever heard of decentralized finance? I bet that not many readers of these lines understand what it is and how it can make life easier when it comes to daily payment transactions. The very idea of the DeFi system is a new vision of calculation and exchange in the digital world. It is essentially a new financial technology based on secure d...

/payments /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Scaling Smart: How to Grow Without Succumbing to Bureaucracy

As companies expand, it is almost inevitable that bureaucracy grows alongside them. The term "bureaucracy" typically carries a negative connotation, often associated with demotivated personnel, complex and excessive procedures, slow decision-making, silo-thinking, a disconnect between management and employees, and a lack of digitalizatio...

/people /startups

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

What the New Payment Services Directive PSD3 Means for Financial Institutions

How has PSD2 affected the market, and will PSD3 be the answer to major problems in the industry? The evolution of PSD2 should certainly be on the minds of those in the finance industry. In a recent survey conducted by the Thales Group, it was found that 38% of users would consider switching their bank if another provider offered better rates or se...

/payments /retail

Retired Member

Retired Member 

US Retirement providers – Adapting to new reality

Introduction The leading retirement firms are gearing up to respond to change in client’s financial needs. Firms have seen increase in demand for retirement plan, holistic financial advice, and financial wellness solutions. The change in client needs driven by the latest macro-economic developments such as increasing interest rate, rising inflatio...

/wealth

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

How can banks successfully modernise their technology?

Modernising banking infrastructure can be a daunting and expensive process. Even though many banks want to digitally transform, only 30 percent of those report that they have successfully implemented their digital strategy. Mind the traps It is true that many digital transformation endeavours fail no matter what industry because these businesses ...

/devops

Chirag Shah

Chirag Shah Founder and CEO at Pulse

How AI is reshaping the financial technology landscape

It’s no secret that technology is rapidly advancing the human workspace, and now we’re even seeing technologies come together to create a seamless environment. Indeed, artificial intelligence (AI) and machine learning (ML) are increasingly collaborating in solutions, especially in the realm of fintech - and, when they do, the benefits seem unstopp...

/predictions

Maria Schuld

Maria Schuld Head of Regional and Community Banking at FIS

Delivering on the Small Business Banking Customer Experience

According to the Small Business Administration, small companies generate 1.5 million jobs per year and account for 64% of new jobs in America. Small businesses also comprise 44% of U.S. economic activity, so as the number of new businesses expands, their economic contributions grow as well. Community banks are critical engines to the economic expa...

/retail /markets

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