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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Rory Galvin

Rory Galvin Founder and CEO at Navirum

For Advisors, Succession Isn’t An Event - It’s a Strategy

I've worked with thousands of Financial Advisors and their firms across North America, and succession planning consistently stands out as the most important - and most difficult - initiative they face. Not because of markets or products, but because it’s about legacy, clients, and the business built over decades. Yet, 60% of Financial Advisors in ...

/wealth /retail

Daria Lysenko

Daria Lysenko Senior Lawyer at SBSB Fintech Lawyers

THE FUTURE OF STABLECOINS IN EUROPE

The European stablecoin market is experiencing active development. From December 30, 2024, the Markets in Crypto-Assets Regulation (MiCA) came into force in Europe, and introduces a unified legal framework for crypto-assets, including asset-referenced tokens (ARTs) and e-money tokens (EMTs) - both of which cover stablecoins. The Impact of MiCA Reg...

/crypto /markets

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Can Innovation and Regulation Coexist in the Future of AML?

Modern anti-money laundering (AML) compliance stands at a crossroads. Financial criminals are exploiting cutting-edge technologies, from AI-driven identity fraud to cryptocurrency obfuscation, pushing financial institutions to innovate or risk falling behind. At the same time, regulators across jurisdictions are tightening standards to protect fin...

/regulation /crime

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

The Hidden Liquidity Option in Your Mutual Fund Portfolio

If you’ve been investing in mutual funds for a while, you probably see them as long-term wealth builders. And rightly so. SIPs, lumpsum investments, and diversification strategies are all tailored to help you grow your wealth steadily over time. But what many investors don’t realize is that their mutual fund portfolio can also serve as a source o...

Artem Barmin

Artem Barmin Co-founder and CTO at Freshcode

Modernizing Financial Systems: Lessons from the Ground Up

Legacy systems still run the world's money, but they're not doing it gracefully. Most banks are stuck with codebases that can't move fast, can't integrate easily, and make even small changes feel like heart surgery. It doesn't have to be this way. Here's why these old systems are killing your momentum and how switching to functional languages like...

/devops

Daniel Schlaepfer

Daniel Schlaepfer CEO at Select Vantage Inc

Why Training Still Beats the Hype: Lessons from a Modern Trading Trap

Retail traders today face a paradox. Markets have never been more accessible, or more hazardous. What looks like opportunity can quickly become a trap, especially in the age of social media-fueled speculation. The recent implosion of stocks like Jayud Global Logistics (JYD) has once again exposed the painful divide between how retail and profession...

/people /markets

Hugo Gomez

Hugo Gomez Co-Founder & CEO at Bourgeois Bohème

Managing Generational Shifts: How The World’s Wealthiest Families Can Adapt to These Changing Times

In recent years, the priorities of ultra-high-net-worth families have undergone a clear shift. While preserving capital remains important, the conversation today increasingly turns to legacy, purpose, and long-term resilience. The most sophisticated families are redefining what wealth stewardship means — driven by a generational shift, market vola...

/wealth /predictions

Luigi Wewege

Luigi Wewege President at Caye International Bank

Offshore Banking in a Recalibrated Financial World: Resilience or Ruin?

As we stand on the precipice of a new era in global finance, where technological innovation, regulatory harmonization, and geopolitical realignments are redrawing the contours of the international monetary system, a critical question arises: Can offshore banking survive the tectonic shifts redefining global financial architecture? The short answe

/regulation /predictions

Luke Allchin

Luke Allchin Director - North America at RFI Global

The Rise and Fall of Liquid Wealth in the United States

New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...

/wealth /retail

Denis Shafranik

Denis Shafranik Co Founder at Concentric

Grassroots ‘funds of funds’ should be prime target for pension mega pots

As UK pension reforms promise to channel more funding towards VC, there is a significant opportunity to earmark some of this for grassroots ‘funds of funds’, supporting entrepreneurial and emerging managers powering the early-stage innovation pipeline. The 2025 UK pension shake-up could spark an exciting new period for VC funding across Europe....

/wealth /predictions

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