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Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.
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Could not resist it: Apple’s recent product launches represent a good example of how giants can trip (and, despite of that, still become stronger in some areas). Jobs era has ended It was “not wise” to launch - at the same time - iPhone 8 and 10 on the product’s tenth anniversary. Hard to see any logic to it. Something like X and X Pro would have w...
24 September 2017 /payments
Luke Trigg Co-founder at Logical Construct
The legal industry is ripe for an injection of modern technology and that has not gone unnoticed by myriad start-ups all vying to bring the revolution. Creating better ways of doing things is often the easy part; the culture shift required for adoption is much harder, particularly when dealing with a profession steeped in tradition. The question be...
14 September 2017 /ai /regulation
A high level of regulatory change continues to buffet a financial services industry already trying as hard as it can to stay afloat in choppy economic waters. To describe the industry as overstretched in such conditions is probably an understatement at the moment. While the bigger financial services firms have the benefit of in-house or on-call le...
13 September 2017 /regulation
Sameer Singh Jaini CEO at www.TheDigitalFifth.com
Everyday I meet enthusiastic Fintech entrepreneurs, who have started their Fintech Businesses focused on lending, wealth management, payments etc. Most of these entrepreneurs have business background like sales / marketing / product. In their hurry to launch the business, typically they start without Tech... Few suggestions to improve the possibil...
20 August 2017 /startups
Freddie McMahon Director Strategy and Innovation at DF2020 Ltd
Perhaps it is time to change the way we look at regulations in context to Knowledge Management. The primary benefit of regulations is to protect the interests of individuals, organisations, society and the economy. Let’s start from the perspective that imperfection is the norm and at least 80% of regulations are aligned to generate benefits for ...
05 August 2017 /ai /regulation
It is no secret that insurance and insurers, as we traditionally know them, have been facing many challenges. This is due to the emergence of the new-age disruptive technologies that are altering the landscape. Given the age-old philosophy of survival of the fittest, it is companies that manage to adapt themselves in the face emerging technology, w...
02 August 2017
25 JUL 2017 Disclaimers: I am not a disinterested commentator. At my company, we compete with the model of the banks. We are not anti-borrowing. People need to borrow to fund all sorts of things in their lives. Credit is useful and often a force for good. In moderation. I am pro-bank. Without the banks, there could be no economy, no prosperity, no...
25 July 2017 /retail /inclusion
Chris Brown CTO at Trusek AND Authentiq8 Me
In recent years there have been a significant number of new "neo-banks" or "challenger banks" launched with much hype, here in the UK. Many of these appear to have been brought to market quickly, on the back of a pre-paid card platform and are buying customers now with a plan to build a revenue model in the future. Whilst I a...
14 July 2017 /startups
Dear Banks, Thank you for your branches. For the long queues, the tasteless coffee and the free crackers while I have to wait for two weeks in your branch to open a bank account. Thank you for clearing cheques in five days. Thank you for the hidden and exorbitant fees. Thank you for building security features that are so secure, even I’m not clever...
11 July 2017 /retail
If you are struggling to create or maintain momentum in your automation initiative, the answer may be simpler than you think. Organisations that are successfully managing automation and digital service and transaction delivery are those who are creating and following an incremental approach that maps out where to start and how to evolve over time ...
29 June 2017
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