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A community for discussing the application of Web 2.0 technologies to financial services.
With 2011 drawing to a close, it’s clear that the year has seen exciting changes in mobile banking and payments, with innovative advancements to enhance the consumer experience being delivered. In par...
The holidays are, for some, an unbearably stressful time of year. The food, the parties, the relatives, and, of course, the gifts, all conspire to make miserable what should be fun and enjoyable. He...
No one could doubt that peer-to-peer lending (or P2P Lending) has landed big time in 2010, but it looks as if the best is just about to come. The biggest US P2P lender, Lending Club, will issue more ...
In my previous blog, I discussed the current hype surrounding mobile banking and how a fundamental step change in consumer behaviour means that mobile financial services is undoubtedly more than just...
There has been a lot of debate lately as to whether mobile banking and payments are more than just hype, with cynics purporting that consumer adoption will not take off. While consumers may not be rus...
The BIS released came out with a list of 'systemically important' banks.http://www.bis.org/publ/bcbs207.htm So, we now officially acknowledge that whatever happens, even if some countries go down, th...
Dear Bank IT Manager, It is incredible how fast time passes. I think that the same week of my last post I sowed rocket seeds in my vegetable patch. Well, I still cannot eat the rocket but it is clearl...
So, Sir John Vickers’ ICB report has finally been published and many banks are analysing the detail behind the reforms, keen to understand the impact of ring-fencing on their business models and profi...
The Dilemma Last week a talented 22-year old finance/law student I mentor recently faced a dilemma between joining a “bulge-bracket” Investment Bank and following his online dreams. Several of his Un...
The news that Google has acquired Motorola will add fresh fuel to the smartphone fire that rages between Apple, Google and Microsoft. The move underpins the search giant’s ambitions to be a ‘mobile-fi...
A recent list of the World's Top Tools for Learning is a stark reminder of how rapidly the educational ecosystem has moved beyond the traditional classroom. Most young professionals seem to have readi...
There seems to be a general feeling of satisfaction in the market with the current levels of e-invoicing growth in Europe. Growth rates of 40% are often mentioned, and at first sight, that seems promi...