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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Retired Member

Retired Member 

Unlocking the Power of Payment Gateway with Source Code: A Game-Changer for Fintech

Introduction: The Need for Customizable Payment Solutions In the ever-evolving landscape of fintech, the demand for secure, flexible, and scalable payment solutions has never been greater. Businesses, from startups to established enterprises, are increasingly looking for ways to streamline their payment processes and ensure seamless transactions f...

/payments /crypto

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

How Financial Brands Can Elevate Their Digital Products Credibility

In the race to innovate, digital services are racing ahead, but trust is often left in the dust. The result? A gap between brands and users that can feel as vast as a canyon. Trust is more than just a checkbox on a digital product brief; it’s the glue that binds users to your brand. Without it, even the flashiest features can feel like empty promi...

/retail /identity

Retired Member

Retired Member 

The Evolving Role of Payment Gateways in a Digital-First World

As the global economy becomes increasingly digitized, the importance of seamless and secure online transactions cannot be overstated. Payment gateways have emerged as the backbone of modern commerce, facilitating efficient, secure, and scalable financial transactions across industries. This post delves into the critical role of payment gateways in...

/payments /crypto

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Breaking the Mold: Dopamine Design Moves Digital Banking Beyond Wireframes

In the modern digital banking landscape, the bar for user experience (UX) and visual appeal continues to rise. Yet, when we take a critical look at many products in the space, it often seems like financial service designers shipping glorified high-fidelity (hi-fi) wireframes instead of truly refined digital experiences. Banks invest plenty of res...

/retail /identity

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Central banks dominate headlines worldwide as they exercise immense influence over the global econom

Central banks dominate headlines worldwide as they exercise immense influence over the global economy. Using various monetary tools — such as adjusting interest rates, conducting open market operations or employing quantitative easing — central banks aim to steer their economies toward stability and growth. Despite their critical role, many remai

/payments /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The secure way to deploy your personal and organisation AI agents

In Ray Kurzweil's The Singularity is nearer, many have read (all should) about the accelerating returns becoming steeply exponential when each advance in computing makes it cheaper and easier to design the next stage of there own evolution. Many have also read Yuval Noah Harari's Nexus and may have become - I have noticed - quite worried about a de...

/ai /identity

Retired Member

Retired Member 

White-Label Payment Gateway: The Smart Choice for Fintech Businesses

In today’s fast-evolving digital payments landscape, having a robust and scalable payment infrastructure is essential. A White-Label Payment Gateway offers an innovative solution for businesses seeking to establish their brand in the financial ecosystem without building a payment platform from scratch. What is a White-Label Payment Gateway? A white...

/payments /crypto

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

The Netflix Moment in Banking is Already Here

For years, “Netflix moment” has been the rallying cry for how an entire industry could be disrupted overnight by a fast-moving innovator. In retail video, that moment arrived when Netflix streamrolled Blockbuster by delivering personalized, on-demand content. Today, that same disruptive force is already transforming finance. The banking industry no...

/ai /retail

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Evolving User Behaviour with Enterprise Search

The field of Enterprise Search is witnessing a transformative evolution. Based on my experiences in 2024 building and deploying LLM-enabled enterprise search solutions, I’d like to share some insights and observations. For those interested in understanding my journey in enterprise search, I recommend reviewing my earlier blog on this topic. As e

/ai

Retired Member

Retired Member 

Payment Gateways: The Backbone of Modern Digital Transactions

The rapid growth of digital commerce has redefined how businesses and consumers interact, and at the center of this revolution lies the indispensable role of payment gateways. These systems facilitate seamless, secure, and swift financial transactions, making them a cornerstone of the global fintech ecosystem. The Evolution of Payment Gateways I...

/payments

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