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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Matt Smith

Matt Smith CEO at SteelEye

The compliance revolution... How RegTech is changing the face of regulation

Seismic regulatory changes have been sweeping the financial services sector since the crisis in 2008. Banking and finance in general have moved decisively in favour of stronger regulation, and a number of landmark directives such as Dodd-Frank, Basel III, EMIR and the second Markets in Financial Instruments Directive (MiFID II) have been introduce...

/regulation

Retired Member

Retired Member 

Enriching customer relationships in financial services: the role of automation

Since every major step forward in process efficiencies, in any industry, entails a moral consideration, it's no surprise that there may be some hesitation around its adoption in the financial services sector. My colleague, Jason Bell, recently discussed the pressing need for banks to transform into technology companies in his blog, 'The opportunit...

Retired Member

Retired Member 

Why Corporate Banks should be embracing AI and Machine Learning

With Fintechs and other challengers threatening to pick off the most profitable parts of Corporate Banking such as international money transfers and the provision of FX services, never has there been a more important time for banks to invest in fundamentally improving the ways that they serve their corporate customers if they are to retain and gro...

/ai /wholesale

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Supply Chain Tokens for Collaboration

Collaboration is a key business enabler and parties decide to collaborate if: There is a business objective that cannot be achieved individually. There is value for all parties in reaching the objective. Parties acknowledge that the resulting value must be shared. Each party is driven by economical behavior and spends the least to achieve the m

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

8 Steps to Delightful Banking Using UX Design Methodology

What if there was a banking solution designed by Apple? Would all the other digital financial solutions be forced out of business? There are rumors about what would happen if Google, Apple, Facebook or Amazon (also referred to as GAFA) decided to enter the world of banking. My team decided to put this idea into action and dare to use UX design met...

/retail /devops

Retired Member

Retired Member 

Precise and Prudent Credit Score, will it really reduce Retail Non-Performing Assets?

Introduction Non-Performing Asset (NPA) is a trending topic today across the banking industry. It is estimated that Global non-performing assets are around 3.5% - 4.2% of the gross loans and it stood at 3.7% for 2017( Source - https://data.worldbank.org/indicator/fb.ast.nper.zs). It ranges from 48% to .20% across the countries in the world (Source ...

/retail

Jason Bell

Jason Bell Regional Sales Director, FS&I at ServiceNow

The new face of Financial Services

For the financial services industry, digital transformation is almost simply natural evolution; the logical next phase in its development. In many ways it is already a virtual industry by definition of the services it offers. Innovation has characterised its history. Through the creation of ideas such as credit, paper currency and capital markets...

Retired Member

Retired Member 

Getting personal with millions of customers

A new approach to the personal approach Banking, like any industry, goes though cycles. It has trends. Through its over-arching forward progression, there are times when it learns from the past, just as much as there are times when it forges the future. Like any industry, banking is re-assessing the value of personalisation. One-to-one personal co...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Too civil civil servants

The public sector is increasingly outsourcing service production - and thus giving more space for the sector's management to do much more important work - policymaking, driving change, creating rulebooks and so forth. This is for sure a much-needed shift in attention and should be welcomed also by business - especially as we all experience the same...

/regulation

Anuj Kumar

Anuj Kumar UK Financial Service Strategy Lead at SAP UK

Get going on Machine Learning: from excitement to readiness and justification

The Internet is bursting with opinions on artificial intelligence (AI) and machine learning (ML). An intellectual war is raging amongst academicians, ML evangelists, data scientists, and big data gurus. At the same time, much of the business community is still working out exactly what these emerging technologies are and how to exploit them for com...

/ai

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