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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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With the dust settling on Reg. E, the regulation that requires U.S. banks and credit unions to get their customers to opt-in for overdraft protection, it looks like banks’ revenue will not fall all that much because a surprisingly high number of customers, particularly habitual offenders, said they needed the facility. Seems that everyone went awa...
07 March 2011 /regulation /sibos
Tim Tyler Product Manager at Misys
As I read this piece about a teenage cybercrime forum founder being jailed, the above thought came in to my head - "what do the credit card thieves use to pay each other online?". Assume they can't use plain old cash, because all of the credit card numbers are being bought and sold through the internet - so there must be another payment ...
04 March 2011 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
http://www.linkedin.com/groupItem?view=&srchtype=discussedNews&gid=3709691&item=45330445&type=member&trk=eml-anet_dig-b_pd-ttl-cn Making it simple for the SMEs is the key. And certainly by now clear that equal treatment with ordinary business controls is the base irrespective of the form of invoice. To make it clear - think smal...
1. Do we in EU – widely enough - realize that preserving the living standards of today and having more to share to those who need help - is totally dependent on how competitive our enterprises are? 2. Do we – widely enough - realize that markets are global and open and Europe is not faring well in the competition? Exporting both jobs and high te...
03 March 2011 /payments
Deutsche Bank report: “There is huge savings potential – but beware of outlandish claims. A conservative back-of-the-envelope calculation suggests that a full switch to e-procurement may save between EUR 50 to 75 bn on public procurement in the EU per year. On top of that are increases in transparency and public accountability which are arguably t...
Brett King CEO & Founder at Moven
The Apple iPad 2 was launched by the so-called "rockstar CEO" Steve Jobs today in San Francisco to a broad reception of live blogging, tweeting and "cloud" participation online. It will give shareholders a brief moment of comfort to see that Steve is still fit and well despite his medical leave. While there has been a lot of on...
02 March 2011
Andy Hunter CEO at Perficiam Ltd
UK politicians often accuse the banks of failure to innovate in payments. The UK Payments Council was at least partly created and empowered to change this position but has so far failed to make its presence felt. So what's gone wrong? Firstly, the basic premise is deeply flawed. The UK payments industry is very innovative. Over the last twenty y
01 March 2011 /payments /retail
Uri Rivner CEO and Co-Founder at Refine Intelligence
In this ahort ZeusiLeaks file I’ll talk about why it’s not a good idea if you’re a public company and your PR agency has Zeus infected machines during earning season… Quick reminder: WikiLeaks, the largest leak of data the world has seen? Nonsense! Trojans like Zeus and SpyEye lurk on millions of personal, corporate and government PCs, stealing dat...
28 February 2011 /security
There’s a great deal of debate in the Financial Services community at the moment about the potential impact of NFC or Near-Field Communication technology within mobile phones and how it will effect the payments landscape. The financial services players are generally scratching their heads and although they admit that NFC phones like the iPhone 5, ...
28 February 2011 /payments
I remember when I first became involved in online banking we had to ensure the site was optimised for very low bandwidth connections. One of my very earliest deployments the bank actually went live with their online banking service connected to the web with nothing more than a 56k modem - so the optimisation had to work both ways. Today, for the
25 February 2011 /retail
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