Join the Community

23,851
Expert opinions
40,607
Total members
391
New members (last 30 days)
201
New opinions (last 30 days)
29,241
Total comments

Latest expert opinions

clear
clear

9023 Results

Retired Member

Retired Member 

Climate Related Financial Risks – “To Manage or NOT to is NOT the question – the “HOW To” is!!

At the outset I want to make it clear that this article is NOT about Climate Policy, it is not about climate change mitigation or adoption measures, it is not about the differing views geographical or geopolitical on its relevance, it is not about the ideological debates on what each stakeholder must do. It is about REAL impact of Climate Related ...

/regulation /sustainable Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Data Driven Investment Manager - Unlock the value proposition through Data strategy

DATA - A KEY DIFFERENTIATOR IN BUSINESS VALUE GENERATION In today’s fiercely competitive market conditions, investment managers are looking at various ways to differentiate themselves from the competition. Having effective Data Strategy is critical to unlock the power of data that the organisation can harness to its competitive advantage, be it to...

/markets Innovation in Financial Services

Retired Member

Retired Member 

Why Payment Speed Alone Won't Win the Real-Time Race

The payments industry has become obsessed with speed. Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Yet this singular focus on speed misses a fundamental truth: enterprises don't just want faster payments—they want smarter, more reliable, and ...

/payments

Retired Member

Retired Member 

Elder Financial Exploitation: What Financial Institutions Must Do

Elder financial exploitation is more than just a fraud issue — it’s a pressing public health and consumer protection challenge. As the population ages and digital channels become more prevalent, older adults are increasingly targeted by scammers and abusers, often with greater frequency and success. From romance scams to trusted caregivers abusing...

/retail /crime

Retired Member

Retired Member 

Reconceptualizing Financial Infrastructure for Sanctioned Markets

Introduction: Financial Exclusion as Infrastructure Failure In sanctioned economies, financial exclusion is not merely a political or regulatory phenomenon; it is fundamentally an infrastructural one. As global finance becomes increasingly digitized, the infrastructure supporting cross-border financial services — payments, settlements, identificat...

/startups

Retired Member

Retired Member 

March Madness: Why the End of Federal Paper Checks Will Pressure Banks — and Expose New Risks

A quiet but profound shift is underway in the U.S. payments system. In March 2025, the White House issued a mandate: by the end of FY2025, virtually all federal government payments — including tax refunds — must move off paper checks and onto electronic channels, primarily ACH. While this is a victory for efficiency, it will drive sudden, u

/payments /crime

Retired Member

Retired Member 

Designing for the Next Decade: A Founder’s View on Building Digital Finance Beyond Borders

As a founder working at the intersection of regulation, design, and financial access, I’ve come to believe that the future of digital finance won’t be defined by how fast we build — but by how deeply we prepare. Emerging markets like Türkiye, and complex regions such as Iran, are not just adoption zones for global fintech trends — they are pressure...

/startups

Retired Member

Retired Member 

Anticipating Financial Futures: Infrastructure, Innovation, and Inclusion in Türkiye’s Fintech Lands

In the face of rapid technological evolution, Türkiye stands at a unique inflection point in redefining financial inclusion and infrastructure resilience. As traditional banking systems continue to show signs of fragmentation, inefficiency, and inaccessibility—particularly for underserved populations—emerging digital platforms are stepping in to c...

/startups

Retired Member

Retired Member 

Native Capture: Why It’s Non-Negotiable for Modern Compliance Teams

Have you ever tried reading an iMessage thread exported into an email? It’s like viewing your Instagram feed through an A4 binder. Welcome to the reality many compliance teams face today: digital conversations that look nothing like the originals, stripped of context and flattened into disorienting formats. That’s a problem, as regulatory reviews r...

/regulation /wealth RegTech

Retired Member

Retired Member 

Trojan Stablecoin: What Circle’s NYSE Listing Really Signals

When Circle went public on the New York Stock Exchange, most headlines celebrated the moment as a victory for crypto adoption. A stablecoin issuer, once niche and volatile by association, had now joined the ranks of America’s oldest financial institutions. But beneath the bell-ringing and ticker symbols lies a deeper story - one that challenges o

/crypto /markets

Now Hiring