Vaibhav Grover

Vaibhav Grover

Assistant Vice President at Genpact
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Bio Assistant Vice President - Consumer Banking Practice with Genpact. Specializes in Design and implementation of Consumer Banking and Core Banking Solutions. Has experience in Product development in Consumer Banking Domain, User Interface Solutions and Design, Strategy Design & Channel Management Career History Worked with Infosys Ltd., as a Senior Functional Consultant on a leading Core Banking System handling solution design, implementation and support. Worked with a large UK based Bank, leading Liability Operations Worked with leading private sector Indian Banks in Retail Banking.


Asia Financial Services

How Asian Banks are revolutionizing the customer onboarding

26 Nov 2019

Introduction As per a report from Forbes1, from 1980 to 2010, the Chinese, Japanese and South Korean banking industries' assets expanded 20, 15 and 13 fold respectively. And, as per One Road research2, post 2010 the Asian banking markets have demonstrated continuous and consistent growth as compared to their counterparts in US & Europe. The b...


Disruption in Retail Banking

How fintechs are revolutionizing the customer onboarding process

19 Mar 2019

As per a recent CNBC report (1), In US, fintech companies accounted for 38 percent of all US personal loans in 2018. That's a revolutionary growth from just 5 percent in 2013. On the other hand, traditional banks' share of these loans has fallen down to a mere 28 percent that used to be 40 percent in 2013. Fintechs are surely heading in the right ...

Digital Banking Trends

Happily married to DigitalBanking.Still having affair with BranchBanking:VirtualBanking the answer?

30 Jul 2018

Banks' dilemma- Customers happily married to "Digital" Banking..still having an affair with "Branch" Banking : Is virtual banking the answer? Today, the traditional distribution channels like bank branch network are undergoing massive transition. The banks are moving towards a digital world at a very fast pace. Many banks have l...

Disruption in Retail Banking

Are Banks only in 'Banking' business?

10 Mar 2018

According to US law, any institution offering deposits, subject's withdrawal on demand and marketing loans of a commercial or business nature is Bank. The Oxford dictionary defines a bank as – "a bank is an establishment for the custody of money received from its customers .It's essential duty is to pay their draft on it, its profit arises fr...