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James Piggot

Product Analyst
Finastra
Member since
10 Jul 2007
Location
London
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Followed by John Sims, Martha Boyle and 5 others you follow

Experience

Product Analyst
Finastra
To Present
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Latest opinions

James Piggot

User experience enhanced by artificial intelligence

I had a couple of good user experiences over the past couple of days, they may seem like small beer to some people but to me they point to a bright future... One was I wrote an email in Gmail that mentioned "... I have attached a PDF with the latest summary...". I then hit send but forgot to attach the PDF. The response from Gmail was to...

09 July 2018 Fintech innovation and startups

James Piggot

Joined up Channels

My wife and I recently made several payments in euros to recipients in Portugal. One of these recipients queried the euro amount they had received. We had made the payments via the online banking website of our bank, one of the big four UK banks. The transactions were made over a period of time and finding them in the bank’s online system was a ch...

04 February 2015

James Piggot

BBVA Innovations Center

With regards to the BBVA linked story regarding their HCE enabled mobile App, the BBVA Innovation Center promises the ability to link accounts or existing physical cards with the wallet eliminating the need to re-charge the wallet as transactions can be debited directly to the linked acount. The customer will receive a virtual card for their walle...

02 September 2014

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Latest comments

Lloyds Bank is first in the world to connect to Swift gpi Instant

@ketharaman I read this slightly differently, the payment can come from any bank abroad that has implemented SWIFT gpi, the receiving bank in the UK must be Lloyds as currently they are the only one that has implemented this service. Would be interesting to know which one of us is correct?

 

03 Dec 2020 11:08 Read comment

Five top tips for Fintech app developers

Interesting post Max, as a colleague used to say try it out on friends and family first to find the problems with your idea before releasing into the wild.  

24 Jan 2019 14:06 Read comment

Brits in the dark on Open Banking

Open Banking is of little interest to the average person because they are not very good at programming APIs.

When compelling use cases emerge that offer value, as Melvin says above, then people will take them up without even being aware that open banking provides the plumbing.

Presumably there is lots of work being done by the likes of Moven and  Intuit and others to produce solutions that take advantage of Open Banking. It overcomes the problems of the old screen scraping technology but must offer something more compelling than just account aggregation and PFM functionality to be successful.

02 Aug 2018 09:28 Read comment

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James writes about

  • artificial intelligence
  • payments
  • retail banking

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