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Zitah McMillan

CEO
Finexos
Member since
03 Mar
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London
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Zitah is the CEO of Finexos, an ethical credit decisioning platform supporting credit providers. She is a Trustee of the Money Advice Trust charity.

Prior to joining Finexos, Zitah co-founded a predictive SME cashflow managment company, Predictive Black which she then sold to an American AI group.

Zitah's experience ranges from consumer and SME lending across Europe, through Financial Regulation from her time at the Financial Conduct Authority to Government and commercial communication.

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CEO
Finexos
Oct 2024 - Present
CEO of Finexos.
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Latest opinions

Zitah McMillan

Is all AI created equal in Loan Management Software?

Simply, no. Of course it isn't, but do you know what you need from the Loan Management Software (LMS) you use as a credit provider? In this article we consider how optimising and future-proofing your LMS is crucial for adapting to evolving market demands and thriving in a competitive landscape. The use of AI is growing as a means to this end, but ...

2 hours Banking and Lending Solutions

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Building an Enterprise-Grade Agentic Framework for Financial Institutions

I think this thinking is going to be even more important when the EU Cyber Resilience Act comes into force.

2 hours Read comment

BNPL regulation is coming: Are firms overpaying for affordability data?

Enjoyed reading this Cliff, and couldn't agree more.  We focus on Affordability as being part and parcel of what a credit provider should have in their toolkit, not a super-expensive add on which is going to reduce the overall value of the borrower to the lender and probably restrict access to credit.  Downward spiral triggered by focusing on affordability as another pip to squeeze.  

2 hours Read comment

Zitah writes about

  • artificial intelligence
  • financial inclusion

Zitah's opinion archive

  • 2025 (1)

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