Consumer attitudes to data sharing are changing In this age of diminishing brand loyalty, the survival of consumer credit providers hinges on two things: their ability to differentiate and to exceed their customer expectations. Data holds the key to both. Creditworthiness assessments are, of course, the starting point for lenders’ use of data. But...
09 October 2019
Let’s talk about representative APRs. Those enticing little percentages that influence a consumer’s decision to apply for one loan product over another. Far too often excitement turns to disappointment when they get down to the fine print and discover that the headline percentage was too good to be true, usually after going through the extensive a...
26 September 2019
Millennials, a generation of digital natives that grew up amid the fastest period of technological change in history are, according to new independent research, the age group least likely to borrow from alternative digital lenders. According to recent findings, despite millennial borrowing increasing annually by a healthy 8%, three fifths of this a...
12 June 2019 Millennial Banking
Rob KingDirector at RIK Consulting Limited
Mark O'KeefeDirector at Optima Consultancy
Lawrie ChandlerDirector at Bondsmart
Christina AnibalDirector at UHY
Cliff BuntingDirector at PurplePatch Broking Ltd
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