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Fintech solving fundamental problem

Vikas Raj, Managing Director, Venture Lab, Accion, discusses innovations in emerging markets around the use of alternative and new data for credit scoring, and explores the role of fintechs in solving the ‘information asymmetry’ problem that leaves some 3 billion individuals and small businesses around the world without the financial services they need, by giving incumbent banks the data and infrastructure to serve these segments better.

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