20 February 2018
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Biometrics go mainstream for payments

26 October 2016 | 8398 views | 2

Ajay Ballah, President, Enterprise Risk and Security, Mastercard, discusses the pitfalls of passwords, and why the ability to implement biometrics at scale holds the key to improving identity authentication for payments.

Comments: (2)

Christopher Williams
Christopher Williams - RTpay - Boca Raton | 27 October, 2016, 07:24

It would be helpful to have some analysis of the different biometric solutions currently available, not least to avoid misunderstanding the actual risk basis of each. The presenter refers to 100% accuracy, which I agree is available through iris scanning, but I feel is over-stretching the claim for facial recognition and fingerprinting.

That is not to take away from the primary point that biometrics are a great improvement; its just that everyone should consider which is the best before spending too much on what can still be hacked or have technical flaws. We would be happy to work with others on such a comparison survey if it is seen to be helpful.  

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Isabelle Moeller
Isabelle Moeller - Biometrics Institute - London | 31 October, 2016, 15:53

Christopher - you raise some very important questions which the Biometrics Institute is currently discussing in its newly established committee, our Digital Services Group. The Biometrics Institute promotes the responsible use of biometrics, see www.biometricsinstitute.org.

Biometrics offer a great solution but there are important issues that need to be addressed such as privacy and vulnerabilities. We are established as a user group to engage in that dialogue and develop best practice for the industry. Please do get in touch.

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